Summary
Overview
Work History
Education
Skills
Timeline
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Amber Del Toro

Giddings,TX

Summary

Dynamic Sr Personal Banker at Citizens National Bank with a proven track record in relationship management and cross-selling financial products. Recognized for enhancing customer satisfaction through personalized service and effective problem-solving. Skilled in banking operations and compliance, consistently achieving high client retention rates while mentoring junior staff to foster a collaborative team environment.

Overview

19
19
years of professional experience

Work History

Sr Personal Banker

Citizens National Bank
11.2007 - Current
  • Assisted clients with account inquiries and banking services to enhance customer satisfaction.
  • Processed transactions accurately and efficiently while adhering to compliance regulations.
  • Collaborated with team members to streamline daily operations and improve service delivery.
  • Developed familiarity with banking software to facilitate transaction management and reporting.
  • Educated clients on various financial products to promote informed decision-making.
  • Resolved client issues promptly, ensuring a positive banking experience and fostering loyalty.
  • Participated in training sessions to enhance knowledge of bank policies and procedures for better service delivery.
  • Resolved complex customer inquiries, demonstrating exceptional problem-solving skills and customer service expertise.
  • Ensured compliance with all regulatory requirements, protecting both the bank''s reputation and its customers'' interests.
  • Enhanced customer satisfaction by providing personalized banking solutions and prompt service.
  • Participated in community outreach events to promote the bank''s brand and foster local business partnerships.
  • Managed high-net-worth clients, ensuring their financial goals were met with tailored banking services.
  • Processed customer requests for statements, ordering additional checks, and updating customer personal information in database.
  • Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services.
  • Cross-sold bank products and services to meet customer needs and provide options.
  • Monitored customer accounts to detect irregularities or suspicious activity.
  • Answered customer questions and explained available services such as deposit accounts, bonds, and securities.
  • Balanced cash drawers and vault accounts on daily basis with zero discrepancies.
  • Processed deposits, withdrawals and ACH transfers accurately.
  • Trained new hires on customer service policies and procedures.
  • Processed wide variety of retail banking transactions for personal and commercial customers.
  • Maintained friendly and professional customer interactions.
  • Executed wire transfers, stop payments and account transfers.
  • Monitored and verified suspicious activity on customer accounts.
  • Educated customers on online banking and mobile banking applications.
  • Performed account maintenance by closing out accounts and changing customer addresses.
  • Arranged monies received in cash boxes and coin dispensers according to denomination.
  • Counted, verified and handled bank deposits and armored car transactions.

Cashier

CITGO
02.2007 - 11.2007

Education

Associate of Science -

Blinn College
Brenham, TX

Giddings High Scool
Giddings, TX
05.2007

Skills

  • Customer service
  • Branch operations
  • Cash handling
  • Banking policies and procedures
  • Client relationship management
  • MS Excel
  • Account maintenance
  • Teller support
  • Fraud prevention
  • Account management
  • Rapport building
  • Transaction processing
  • Safe deposit box oversight
  • Financial product expertise
  • Banking regulations
  • Cash vault audit
  • Problem-solving abilities
  • Multitasking
  • Customer service excellence
  • Organizational skills
  • Effective communication
  • Cash handling and management
  • Customer Service-oriented
  • Compliance, banking laws, and regulations
  • Data entry
  • Product knowledge
  • Customer relationship management
  • Banking operations
  • Teamwork

Timeline

Sr Personal Banker

Citizens National Bank
11.2007 - Current

Cashier

CITGO
02.2007 - 11.2007

Associate of Science -

Blinn College

Giddings High Scool