Summary
Overview
Work History
Education
Skills
Timeline
Generic

Amelia Gima

San Francisco,CA

Summary

Real Estate Professional with over 10 years of experience and expertise in processing and analyzing consumer loans. Motivated and eager to apply time management and organizational skills in various environments. Seeking opportunity to expand skills while facilitating company growth as a Realty Specialist with the Department of the Army.

Overview

11
11
years of professional experience

Work History

Senior Loan Processor

Neo Home Loans
Portland, OR
07.2022 - 02.2024
  • Performed title searches, ordered reports and obtained clearance on exceptions to title.
  • Analyzed survey maps to verify boundary lines of properties in question.
  • Analyzed income documentation including pay stubs, W2s, tax returns, bank statements to determine borrower's ability to repay the loan.
  • Researched relevant laws and regulations related to lending practices in order to remain compliant with industry standards.

Supervisor: Trevor Hammond (503)680-5360

Okay to contact this supervisor: Yes

Hours per week: 40

Underwriter

Sierra Pacific Mortgage Company
Folsom, CA
09.2021 - 05.2022
  • Analyzed title reports to identify any liens, encumbrances, or other restrictions on properties.
  • Conducted property searches to determine legal ownership of properties.
  • Reviewed appraisal documents to ensure accuracy and completeness of information.
  • Analyzed loan-to-value ratios, debt to income ratios and credit scores to make underwriting decisions.

Supervisor: Rebecca Williams (925) 577-3897

Okay to contact this supervisor: Yes

Hours per week: 40

Underwriter

Stearns Lending LLC
Walnut Creek, CA
01.2020 - 09.2021
  • Reviewed title commitments to identify any encumbrances or other restrictions that may affect ownership rights.
  • Analyzed loan risk and reviewed loan conditions and requirements.
  • Determined loan eligibility and approved or rejected applications.
  • Resolved document mistakes and discrepancies and identified signs of fraudulent activity.

Supervisor: Rebecca Williams (925) 577-3897

Okay to contact this supervisor: Yes

Hours per week: 40

Loan Processor

Stearns Lending LLC
Walnut Creek, CA
09.2012 - 01.2020
  • Reviewed and verified borrowers' income, credit reports, property appraisals and supplemental information to prepare documents for underwriting.
  • Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
  • Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times.
  • Discussed loan needs and financial histories with clients and conveyed information regarding application processes.

Supervisor: Stacey Rustrum (925) 260-5395

Okay to contact this supervisor: Yes

Hours per week: 40

Education

Bachelor of Arts - Family And Consumer Sciences

California State University, Sacramento
Sacramento, CA
05.2012

Skills

  • Microsoft Office Suite
  • Encompass LOS
  • Automated Underwriting Systems
  • Loan Feasibility Assessment
  • Managing Risk
  • Analytical and Critical Thinking
  • Building Strong Relationships
  • Time Management

Timeline

Senior Loan Processor

Neo Home Loans
07.2022 - 02.2024

Underwriter

Sierra Pacific Mortgage Company
09.2021 - 05.2022

Underwriter

Stearns Lending LLC
01.2020 - 09.2021

Loan Processor

Stearns Lending LLC
09.2012 - 01.2020

Bachelor of Arts - Family And Consumer Sciences

California State University, Sacramento
Amelia Gima