Summary
Overview
Work History
Education
Skills
Timeline
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Amy Mehas

Portland,Oregon

Summary

Detail oriented Mortgage Analyst with extensive experience in supporting Sales Staff reviewing and evaluating mortgage applications, analyzing financial statements, income documentation, real estate contracts, credit and collateral. Cleared Underwriting conditions and reviewed files for completion, accuracy, and compliance.



Overview

29
29
years of professional experience

Work History

Mortgage Loan Processor

HomeBridge Financial Services, Inc
Vancouver, WA
03.2016 - 04.2022
  • Collaborated with Sales Dept/Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Oversaw file input in mortgage software.
  • Prepared file for final clear-to-close to Underwriter.
  • Handled any conditions sent from Underwriting departments.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Checked daily reports each morning to identify priorities or issues for escalation to supervisor.
  • Evaluated approvals against established bank and government lending standards.
  • Verified credit histories, analyzed financial documents and income documentation for each applicant.
  • Reviewed and validated details of loan applications and closing documentation.
  • Collected and compiled paperwork such as title reports, insurance paperwork, and income and asset documentation.
  • Coordinated closing process with title companies, borrowers, and real estate agents.

Mortgage Loan Processor

Premier Mortgage Resources, LLC
Portland, Oregon
05.2006 - 03.2016
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Prepared file for final clear-to-close to Underwriter.
  • Handled any conditions sent from underwriting departments.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
  • Validated and audited final signed documents in accordance with state, county and investor guidelines.
  • Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.

Mortgage Loan Processor

HomeBridge Financial Services, Inc
Vancouver, WA
06.1993 - 05.2006
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Prepared file for final clear-to-close to Underwriter
  • Handled any conditions sent from underwriting departments.
  • Reviewed financial statements and contacted institutions and customers to clarify details.
  • Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
  • Communicated with originator and applicant concerning progress of loan file.
  • Checked daily reports each morning to identify priorities or issues for escalation to supervisor.
  • Set up and completed loan submission packages.
  • Oversaw file input in mortgage software.
  • Collected and compiled paperwork such as title reports, insurance paperwork, and income and asset documentation.


Education

Bachelor of Arts -

University of Oregon
Eugene, OR

Skills

  • Analytical skills
  • Analyzing & resolving Underwriting issues
  • Evaluate mortgage application
  • Information verification
  • Experience multi-tasking, managing multiple products & pipelines in fast paced business environment
  • Strong customer service and teamwork abilities
  • Risk assessment and legal compliance

Timeline

Mortgage Loan Processor

HomeBridge Financial Services, Inc
03.2016 - 04.2022

Mortgage Loan Processor

Premier Mortgage Resources, LLC
05.2006 - 03.2016

Mortgage Loan Processor

HomeBridge Financial Services, Inc
06.1993 - 05.2006

Bachelor of Arts -

University of Oregon

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Amy Mehas