Andrew Bove, CFA
New York
Summary
Fundamental research analyst, CFA charter holder, and NYU Stern MBA graduate with 14+ years of experience in credit analysis. Expertise in financial modeling, leveraged loans, investment due-diligence, capital markets analysis, and interfacing with top executives (CEOs, CFOs) of a diverse list of companies.
Overview
16
16
years of professional experience
Work History
Vice President – Leveraged Loan Analyst
Crédit Industriel et Commercial
04.2019 - Current
- Credit research analyst covering a wide range of sectors including Tech, Healthcare, Media & Entertainment, Industrials, Telecom, Leisure, Gaming, Consumer Products, and Retail.
- Perform quantitative and qualitative credit analysis on leveraged loan opportunities, including review of financial statements, capital structures, liquidity profiles, and credit agreements/covenant packages.
- Build and maintain detailed financial models to assess downside cases, cash flow generation, and debt repayment capacity under various scenarios.
- Develop investment themes, generate trade ideas, and support access to primary and secondary leveraged loan markets.
- Monitor existing portfolio positions by tracking quarterly performance, updating models, writing credit reviews, and recommending exposure changes as fundamentals evolve.
- Conduct industry and competitor research to understand sectoral trends, business models, and relative positioning of issuers in the leveraged loan universe.
- Stay current on market conditions, pricing, and technical in the leveraged loan market, providing timely commentary and risk assessments.
- Analyze impact of transformational events such as mergers and acquisitions, leveraged buyouts by private equity firms, IPOs, and debt-funded returns to shareholders.
Associate Director – Research Analyst – Consumer & Retail Analytics Team
Standard & Poor’s
04.2011 - 03.2019
- Fundamental research analyst covering a wide variety of companies, with a focus on the consumer, retail, and restaurant industries.
- Lead analytical coverage of a portfolio of consumer and retail issuers, producing well-supported credit opinions and rating recommendations.
- Performed detailed financial forecast, including profitability, leverage, cash flow, liquidity, and capital structure assessment, as well as scenario and stress testing.
- Assessed business risk by analyzing competitive position, brand strength, product diversification, and geographic exposure.
- Prepared and presented comprehensive research packages articulating key rating factors, industry dynamics, and upside/downside risks.
- Met with senior management teams (CEOs and CFOs) to discuss strategy, operating performance, financial policies, and liquidity plans.
- Published credit research reports, sector commentary, and thought leadership pieces on trends affecting the consumer/retail space.
- Interacted regularly with investors, bankers, and the media to explain rating rationales and sector views, including thorough calls, webinars, and conference presentations.
Analyst – Institutional Clients Group
Citigroup
09.2009 - 04.2011
Education
-
CFA Charterholder
MASTER OF BUSINESS ADMINISTRATION - undefined
NYU Stern School of Business
01.2021
BACHELOR OF SCIENCE - FINANCE
University of Connecticut
01.2009
Timeline
Vice President – Leveraged Loan Analyst
Crédit Industriel et Commercial
04.2019 - Current
Associate Director – Research Analyst – Consumer & Retail Analytics Team
Standard & Poor’s
04.2011 - 03.2019
Analyst – Institutional Clients Group
Citigroup
09.2009 - 04.2011
MASTER OF BUSINESS ADMINISTRATION - undefined
NYU Stern School of Business
BACHELOR OF SCIENCE - FINANCE
University of Connecticut
-
CFA Charterholder