Andrew DeLaCruz
Kendall Park,New Jersey
Summary
Ambitious young professional excited to launch career in underwriting profitable business. Hands-on training in risk management, data analysis and underwriting processes and procedures. Highly organized to handle large workloads.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Associate Underwriter
Tradesman Program Managers
07.2023 - Current
- Developed and deepened client relationships to cement profitable partnerships.
- Studied insurance industry changes, remaining up-to-date with latest trends and protocols.
- Evaluated applications to determine insurance coverage and appropriate risk classifications.
- Negotiated terms and conditions of coverage with clients to acquire maximum profitability.
Junior Underwriter
Tokio Marine America
09.2022 - 07.2023
- Supported review, acceptance or denial of new or renewal business after carefully reviewing all information.
- Copied, logged and scanned supporting documentation and placed all information in client files.
- Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
- Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
- Met with customers, agents and brokers to negotiate coverage, price, and service delivery.
Senior Business Analyst
Mid-Gulf Shipping
10.2020 - 09.2022
- Improved business direction by prioritizing customers and implementing changes based on collected feedback.
- Assessed business requirements to forecast annual budgetary operational costs.
- Drafted reports on company financial metrics to assess successes and account for deficiencies.
- Delivered analysis of market, sales and consumer trend impact on long and short-term strategies.
- Managed client relationships, including international customers & domestic vendors for ship supplies
Education
Bachelor of Science - International Business
SUNY Maritime College
The Bronx, NY01.2022
Skills
- Risk Management
- Relationship Building
- Analyzing Data
Certification
- ARM - Associate of Risk Management (In Progress)
- CPCU - Chartered Property Casualty Underwriter (In Progress)
Timeline
Associate Underwriter
Tradesman Program Managers
07.2023 - Current
Junior Underwriter
Tokio Marine America
09.2022 - 07.2023
Senior Business Analyst
Mid-Gulf Shipping
10.2020 - 09.2022
Bachelor of Science - International Business
SUNY Maritime College