Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
10
10
years of professional experience
Work History
Payment Analyst
Chase
Tampa, Florida
09.2019 - Current
Responded to inbound inquiries regarding accounts and payments.
Investigated daily variances and corrected errors to resolve discrepancies.
Proved successful working within tight deadlines and fast-paced atmosphere.
Managed large volumes of data efficiently and with great care on daily basis.
Processed payments that had been received from large corporations
Accurately posted payments and adjustments both electronically and manually.
Handled payment transactions for multiple banks and bank customers
Credit Analyst
CHASE
TAMPA, FLORIDA
08.2016 - 09.2019
Assessed credit risk and analyzed financial statements.
Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
Made decisions and recommendations about extending lines of credit.
Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
Performed credit reviews on corporations to assess financial conditions.
Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.
Contacted customers and requested financial documentation.
Complied with internal controls and government regulations.
Improved understanding of financial statements, which helped in assessing risk.
Carried out day-day-day duties accurately and efficiently.
Performed duties in accordance with applicable standards, policies and regulatory guidelines to promote safe working environment.
Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Reviewed and verified income, credit reports and employment histories for each borrower.
Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
Recommended approval or disapproval of commercial, real estate or credit loans.
ATM/BANKER Technology Analyst
Bank Of America
TAMPA, FLORIDA
08.2014 - 09.2016
Oversaw technology services delivery, consulting with relevant personnel to assist with migration and troubleshooting.
Supported technology design, testing and execution by providing research-based product and process knowledge.
Collaborated with project teams to support new or enhanced products.
Studied business functions, collecting information and evaluating requirements to establish operational objectives.
Ran diagnostics and conducted maintenance for software, resulting in improved operations efficiency.
Provided technical and functional recommendations based on project requirements.
Resolved technical issues as a escalation contact for banking centers
Troubleshot incidents reported by end-users to schedule system changes and identify permanent solutions.
Small Business Banker
Bank Of America
Tampa , Floriida
06.2012 - 08.2014
Met with existing clients and prospects through personal calling efforts and other contacts to discuss business needs.
Maintained up-to-date knowledge of competitors' products.
Reviewed deposit profitability analysis and outlined strategies to bring unprofitable accounts back to productive status.
Assisted in planning portfolio growth through development of business plans in alignment with departmental budget and consistent with overall objectives.
Worked with borrowing clients to procure updated financial information on ongoing basis.
Executed wire transfers, stop payments and account transfers.
Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
Carried out day-day-day duties accurately and efficiently.
Demonstrated respect, friendliness and willingness to help wherever needed.