Andrew Kindelin
Glenview,IL
Summary
Accomplished lender in Middle Market Lending and Leveraged finance with expertise in managing and developing substantial loan portfolios. Recognized for strategic thinking and client engagement, skilled at fostering relationships and identifying new lending opportunities.
Overview
12
12
years of professional experience
Work History
Managing Director, Middle Market Lending
CIBC Bank USA
Chicago, IL
01.2023 - Current
- Manage a leveraged lending loan portfolio of $300 million across 14 individual Private Equity-backed client relationships in leveraged finance, including relationships with 5 unique sponsors.
- Drove calling efforts to develop new Private Equity relationships and expand existing partnerships.
- Sourced new Private Equity lending opportunities across various transaction types, executing from term sheet through funding and closing.
- Leveraged interpersonal skills to build and maintain relationships with management teams and Private Equity firms.
Associate Managing Director, Middle Market Lending
CIBC Bank USA
Chicago, IL
01.2021 - 12.2022
- Managed portfolio of 10-15 borrowers across traditional middle market C&I and sponsor-backed client relationships, enhancing lending solutions in leveraged finance.
- Executed middle market transactions from $5 million to $100 million, guiding process from term sheet negotiations to closing, ensuring successful deal completion.
- Prospected and presented new lending opportunities for M&A, business expansion, and corporate restructurings valued between $5 million and $250 million, driving growth initiatives.
Commercial Associate, Middle Market Lending
CIBC Bank USA
Chicago, Illinois
01.2018 - 12.2020
- Supported a Middle Market lending group's portfolio through credit underwriting, preparation of loan presentations, relationship management & development, and quarterly reporting and reviews.
- Worked closely with senior relationship managers to develop and analyze viability of new business opportunities.
- Developed skills to appropriately structure deals and manage credit relationships, both internally and externally.
- Engaged with clients and prospects to collect routing information and address ongoing portfolio management requirements.
Associate, Commercial Banking Training Program
CIBC Bank USA
Chicago, Illinois
06.2016 - 12.2017
- Completed CIBC's formal credit training program in accounting fundamentals, financial modeling, business analytics, and credit policy.
- Analyzed financial statements of borrowers and prospects, evaluating overall condition and viability using CIBC's financial models.
- Prepared loan presentations and credit approval documentation for all required credit actions for several different commercial lending groups at the Bank.
- Completed two, three-month rotations with both a Middle Market Commercial Lending and Sponsor Finance teams.
Analyst, Credit Risk Management
CIBC Bank USA (fka The Private Bank)
Chicago, IL
06.2014 - 06.2016
- Supported the Bank's Credit Risk Management and Risk Analytics Department.
- Helped analyze, identify, mitigate, and control data integrity risk across numerous data elements.
- Reviewed both traditional and complex credit approval documents (credit underwriting / loan presentations) through the Bank's formal credit committee.
Education
Bachelor of Science - Accounting & Business Administration
Washington & Lee University
Lexington, VA05-2014
Skills
- Leveraged lending
- Credit underwriting
- Financial modeling
- Portfolio management
- Transaction structuring
- Customer relationship management
- Due diligence
- Team collaboration
- Client engagement
- Network building
Timeline
Managing Director, Middle Market Lending
CIBC Bank USA
01.2023 - Current
Associate Managing Director, Middle Market Lending
CIBC Bank USA
01.2021 - 12.2022
Commercial Associate, Middle Market Lending
CIBC Bank USA
01.2018 - 12.2020
Associate, Commercial Banking Training Program
CIBC Bank USA
06.2016 - 12.2017
Analyst, Credit Risk Management
CIBC Bank USA (fka The Private Bank)
06.2014 - 06.2016
Bachelor of Science - Accounting & Business Administration
Washington & Lee University