Andrew R. Harvilla
Cherry Hill
Summary
Dynamic Vice President-level commercial banker with over a decade of experience specializing in advising privately held, family-owned businesses within the emerging middle market segment. Proven track record in originating, structuring, and managing complex credit, treasury, and liquidity solutions for companies generating between $5 million and $100 million in annual revenue. Recognized as a trusted advisor to owners and executive teams, leveraging a consultative approach alongside disciplined risk management and cross-functional leadership to drive consistent top-tier performance. Committed to fostering long-term relationships that enhance business growth and financial stability.
Overview
12
12
years of professional experience
Work History
Vice President, Relationship Manager II
Citizens Bank, N.A. – Business Banking
Mount Laurel, NJ
02.2025 - Current
- Manage, acquire and deepen a portfolio of new and existing commercial relationships within emerging middle market segment. Provide advisory-led solutions across credit, liquidity, treasury management, risk, and wealth management.
- Originate and structure new loan, deposit, and fee-generating opportunities with a performance-driven sales culture
- Collaborate across Credit, Treasury Solutions, Private Wealth, Risk and Capital Markets partners
- Manage moderately complex credit relationships with strong risk and compliance discipline.
- Develop COI relationships and maintain meaningful community involvement
Vice President, Relationship Manager
Bank of America, N.A. – Global Banking and Markets
Cherry Hill, NJ
04.2018 - 02.2025
- Commercial Banker focusing on privately-held, family owned, emerging middle market companies with annual revenues up to $100 million in Central-Southern NJ and Greater Philadelphia.
- Manage a portfolio of 40 relationship clients, generating $2.6MM in annual revenue, $55MM in deposit balances and $25MM in committed credit facilities
- Originated, structured, and presented complex credit and treasury solutions for C-suite executives, leading cross-line-of-business integration to deepen relationships and drive wallet share.
- Ranked in the top of peer group and top 10% of the organization
- Expertise includes: C&I Lending, Cash Flow Analysis, Asset Based Lending, Equipment Finance, Foreign Exchange, and Liquidity Solutions
Quality Analyst
Merrill Lynch – Global Wealth and Investment Management
Pennington, NJ
01.2015 - 04.2016
- Provided analysis for strategic initiatives and operations supporting a 2.7MM+ annual call volume contact center
- Engineered reporting contributing to 2015 J.D. Power Certification
- Analyzed data from Oracle and IBM databases under demanding deadlines
- Track and present the effective offer rates of asset retention campaigns for 245 agents that established 30,000 retail accounts and retained $1.44B in assets in 2015
- Solidified consistency of reports by designing job aids to assist technical and qualitative analysts
Registered Phone Representative
Merrill Lynch – Global Wealth and Investment Management
Pennington, NJ
09.2013 - 01.2015
- Licensed Representative for corporate retirement and equity compensation plans
- Processed security transactions and elections for highly compensated employees and executives
- Managed accounts by acting as a liaison for account maintenance, distributions, and liquidations
- Developed rapport with clients to persuade asset retention and the establishment of retail accounts
Education
Bachelor of Science - Business Administration
Coastal Carolina University – The Wall College of Business Administration
Conway, SC05.2013
Skills
Licenses: Series 66, Series 63, Series 7 (expired April 2018)
Technological: Microsoft Ocice including Project, Oracle and IBM Applications, HTML, CSS, SQL
Timeline
Vice President, Relationship Manager II
Citizens Bank, N.A. – Business Banking
02.2025 - Current
Vice President, Relationship Manager
Bank of America, N.A. – Global Banking and Markets
04.2018 - 02.2025
Quality Analyst
Merrill Lynch – Global Wealth and Investment Management
01.2015 - 04.2016
Registered Phone Representative
Merrill Lynch – Global Wealth and Investment Management
09.2013 - 01.2015
Bachelor of Science - Business Administration
Coastal Carolina University – The Wall College of Business Administration