ANDREW R. DELACRUZ
Cranford,NJ
Summary
Accomplished insurance underwriter with a comprehensive background in casualty and construction underwriting. Expertise in developing efficient workflows and training materials, alongside a history of growing books of business through strategic negotiations and strong broker partnerships, demonstrates a commitment to client satisfaction and operational excellence.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Underwriter II
Argo Group US
01.2025 - Current
- Developed strong relationships with wholesale brokers, and traveling to major markets around the country to increase our presence and submission count, leading to a higher volume of quality submissions and successful underwriting
- Developed my own book of +$5M by placing new business accounts in the practice & project construction space.
- Assisted in developing training materials used to educate new hires on essential job functions, contributing to their successful onboarding and integration into the team.
Underwriter I
Coaction Group
04.2024 - 01.2025
- Managed MGA program with underwriting authority for two residential construction products, achieving GWP of +$50M, retention rate of 84%, and loss ratio under 50%
- Revamped MGA program workflow and submission standards, streamlining referral process for improved efficiency
Underwriting Associate
Tradesman Program Managers
07.2023 - 04.2024
- Did preliminary underwriting for both new & renewal business in the construction space, for a book of over $30M in GWP - Including clearance, first level negotiation, pricing & coverage before referral to management on accounts outside authority limit
Underwriting Trainee
Tokio Marine America
08.2022 - 07.2023
- Managed a book of just over $5M consistent of Ocean Marine risks with management oversight - no authority.
- Successfully grew the book to over $7M in GWP by procuring large renewal increases & new business including accounts up to $400K in size.
Education
Bachelor's Degree - International Business
SUNY Maritime College
Pre-law & Economics
Seton Hall University
Skills
- New York Labor Law & Action Over Coverage
- General Contractor & Trade Contractor Coverage
- Project Specific Coverage (Not including WRAP-Up or OCIP)
- General Liability & Lead Excess Underwriting
- Admitted and E&S Coverage Forms
- Ocean Marine Coverage
Certification
- CRIS - Completed
- ARM - In Progress
- CPCU - In Progress
Timeline
Underwriter II
Argo Group US
01.2025 - Current
Underwriter I
Coaction Group
04.2024 - 01.2025
Underwriting Associate
Tradesman Program Managers
07.2023 - 04.2024
Underwriting Trainee
Tokio Marine America
08.2022 - 07.2023
Bachelor's Degree - International Business
SUNY Maritime College
Pre-law & Economics
Seton Hall University