Summary

Overview

Work History

Education

Skills

Affiliations

CORE COMPETENCIES

Timeline

Angel S Lewis

Apex,NC

Summary

Strategic and results-driven Senior Commercial Underwriter with over 20+ years of progressive experience in commercial lines underwriting, risk selection, pricing strategy, compliance, and portfolio management. Recognized Subject Matter Expert with extensive experience in Commercial Property, General Liability, Workers’ Compensation, and Construction risks. Proven leader in underwriting governance, audit compliance, training development, and agency relationship management. Certified Property & Casualty Instructor with a strong record of maintaining profitable books of business, achieving underwriting metrics, and mentoring high-performing underwriting teams.

Experienced commercial underwriting professional with strong focus on risk assessment, financial analysis, and policy development. Adept at fostering team collaboration and driving results in dynamic environments. Known for reliability and adaptability, with expertise in client relationship management, contract review, and regulatory compliance. Strong analytical skills and strategic mindset ensure impactful contributions to organizational goals.

Overview

years of professional experience

Work History

Senior Commercial Underwriter

AMERIND Insurance Company

03.2024 - 02.2026

Lead risk evaluation, pricing, selection, and retention of commercial accounts.
Maintain top-tier underwriting metrics including profitability, retention, new business production, and quality assurance.
Collaborate with senior leadership to evaluate underwriting technical competencies and close skill gaps across the department.
Develop training materials, underwriting job aids, and technical guidance tools.
Mentor and train new underwriters, strengthening departmental expertise.
Conduct agency visits to strengthen production relationships and drive profitable growth.
Analyze applications, financial data, COPE data, credit, MVRs, ISO, NCCI/NCRB classifications, and loss history.
Negotiate pricing, coverage structure, terms, and conditions to achieve profitable outcomes.
Actively support cross-functional underwriting initiatives and process improvements.

Senior Commercial Underwriter/ Underwriting Trainer II

Builders Mutual Insurance Company

09.2019 - 03.2024

Underwrote complex commercial construction accounts with emphasis on profitability and exposure analysis.
Monitored agency-level and portfolio-level underwriting quality and pricing adequacy.
Reviewed claims trends to assess risk desirability and pricing adjustments.
Provided technical sales support and coverage interpretation to agents.
Certified Department of Insurance Property & Casualty Instructor (since 2007).
Conducted agency training sessions and underwriting technical workshops.
Reviewed ISO forms, credit, MVRs, NCCI/NCRB, PAAS, AM Best financials.
Maintained strong agency partnerships while managing profitable growth objectives.

Senior Commercial Lines Underwriter

North Carolina Farm Bureau Mutual Insurance Comp

02.2000 - 09.2019

Managed and grew a profitable commercial lines book of business.
Underwrote Property, GL, Auto, Workers’ Compensation, and Umbrella risks.
Conducted risk classification and compliance reviews.
Maintained high retention rates and strong agency relationships.
Provided underwriting guidance and mentorship to junior staff.

Senior Personal Lines Underwriter

North Carolina Farm Bureau Insurance Comp

01.1998 - 01.2000

Evaluated and priced personal lines risks while maintaining underwriting quality standards.
Transitioned into commercial underwriting leadership role.