Angela Sacchetti
Schenectady,NY
Summary
Experienced financial specialist skilled in loss mitigation, payment arrangements, and foreclosure management. Known for effective communication and problem-solving abilities, with a track record of minimizing losses and improving client satisfaction.
Overview
29
29
years of professional experience
Work History
Financial Recovery Team
Owners Choice Funding, Inc.
Albany, NY
06.2010 - Current
- Guided clients in selecting appropriate loss mitigation program options to enhance their financial stability.
- Assisted clients with financial decisions by providing tailored solutions. set up payment arrangements and repayment plans.
- Monitored accounts for potential delinquency, implementing proactive collection actions to minimize losses.
- Prepared and sent out demand letters and collection notices to delinquent accounts.
- Supported foreclosure processing for residential properties in compliance with legal standards.
- Processed payoffs, releases, and curtailments for loans.
- Evaluated bankruptcy filings for accuracy and compliance with legal standards, ensuring adherence to regulations.
- Assisted in the preparation of documents required to file petitions, schedules, and other related matters in accordance with Bankruptcy Code requirements.
Collections Representative
Deily, Dautel & Mooney, LLP
Albany, New York
05.1997 - 03.2010
- Managed collections for outstanding accounts in a fast-paced legal environment.
- Communicated with clients to negotiate payment plans and resolve disputes.
- Educated clients on their payment responsibilities and available options.
- Followed up on overdue accounts to facilitate timely payments and reduce delinquency.
- Contacted customers to discuss and resolve past due accounts.
Education
High School Diploma -
South Colonie Central High School
Colonie, New York01-1990
Skills
- Loss mitigation
- Loan processing
- Foreclosure management
- Bankruptcy management
- Compliance adherence
- Document preparation
- Payment arrangements
- Payment management
- Risk management
- Debt recovery
- Account management
- Problem solving
- Attention to detail
- Effective communication
Timeline
Financial Recovery Team
Owners Choice Funding, Inc.
06.2010 - Current
Collections Representative
Deily, Dautel & Mooney, LLP
05.1997 - 03.2010
High School Diploma -
South Colonie Central High School