Angela L Hensley
Inver Grove Heights,Minnesota
Summary
Dedicated loan consultant with proven expertise in loan origination and credit analysis. Recognized for exceptional problem-solving abilities and commitment to educating clients on financing options.
Overview
1
1
Certification
16
16
years of professional experience
Work History
Loan Consultant
loanDepot
Edina, MN
06.2025 - Current
- Guided clients through loan applications and documentation requirements, ensuring understanding and compliance.
- Communicated loan options and terms to prospective borrowers effectively.
- Reviewed financial documents for accuracy and completeness in submissions.
- Collaborated with underwriters to ensure timely processing of loan requests.
- Provided exceptional customer service throughout the loan approval process.
- Educated clients on credit scores and their impact on loan eligibility.
- Advised clients on loan terms, conditions, and collateral positions, aligning with client requests and managing expectations based on associated loan risks.
- Coordinated with real estate agents, appraisers, title companies, and other stakeholders to facilitate smooth closing of loan transactions.
- Provided advice and assistance to customers in order to help them make informed decisions regarding their loan options.
- Evaluated existing accounts for possible refinancing opportunities based on changing economic trends or customer needs.
Sr. Loan Officer
Granite Bank
Woodbury, MN
03.2024 - 06.2025
- Evaluated loan applications for creditworthiness and compliance with regulations.
- Collaborated with clients to determine financial needs and loan options.
- Reviewed financial documents and assessed risk factors for loans.
- Prepared detailed loan proposals and presented to management for approval.
- Guided junior staff in loan processing procedures and best practices.
- Monitored industry trends to provide informed advice to clients.
- Provided guidance to customers regarding loan products, eligibility requirements, application processes, documentation requirements.
- Presented complex financial concepts in an easy-to-understand manner for customers who have limited understanding of banking terminology.
- Developed relationships with prospective borrowers through cold-calling activities and referrals from other sources.
Sr. Loan Officer
AMEC, Inc.
Woodbury, MN
09.2010 - 04.2020
- Evaluated loan applications for creditworthiness and compliance with regulations.
- Reviewed financial documents and assessed risk factors for loans.
- Evaluated all relevant documents associated with each loan application prior to submission for approval.
- Collaborated with clients to determine financial needs and loan options.
- Provided guidance to customers regarding loan products, eligibility requirements, application processes, documentation requirements.
- Maintained accurate records of loan transactions and client interactions.
- Monitored industry trends to provide informed advice to clients.
- Ensured accuracy of all data entered into the bank's database system related to loan origination activities.
- Responded promptly and accurately to inquiries from customers regarding their accounts and services offered by the bank.
Education
Bachelor of Arts - Finance And Marketing
Bethel College (University)
Arden Hills, MN06-1991
Skills
- Loan origination
- Loan structuring
- Real estate loans
- Credit analysis
- Risk assessment
- Financial literacy
- Customer relationship management
- Time management
- Problem solving
Certification
- NMLS #364457
Timeline
Loan Consultant
loanDepot
06.2025 - Current
Sr. Loan Officer
Granite Bank
03.2024 - 06.2025
Sr. Loan Officer
AMEC, Inc.
09.2010 - 04.2020
Bachelor of Arts - Finance And Marketing
Bethel College (University)