ANGELICA CARREON
Montclair,Ca
Summary
To obtain a challenging position with an innovative competitive team where I can expand my 22 years of skills and expertise in the mortgage banking industry.
Overview
31
31
years of professional experience
Work History
Home Service Specialist II
Bank of America
Brea, CA
06.2008 - Current
- Responsible in collecting and reviewing all credit, income, and asset documentation pending before submitting full package to underwriting.
- Strong in communication skills. Awarded and recognition in Client Delight.
- Process FHA/VA and Conventional purchase and refinance transactions. Knowledge In city assistant programs, county seconds and MCC loans.
- Skilled in processing Builder Loans.
- Earned Conventional level 2 signing underwriting authority. Authority to review and analyze income, assets and collateral.
- Processing under a Spanish speaking team. Earned Spanish speaking certification. Spanish team awarded Nationwide Client excellence Award In 2019.
- Pipeline consist of working directly with loan consultants . Consistent direct contact with borrowers during the entire process of the loan.
- Preparing for closing with settlement agent upon clear to close and ensuring everything is scheduled with title, notary and borrowers.
- Knowledgeable in TRID/RESPA loans
Sr. Loan Coordinator
Washington Mutual Bank
Irwindale, Ca
05.2002 - 01.2008
- Part of the Elite Team that processed for Top 7 Nationwide Loan Consultants.
- Conventional loans.
- Earned Risk Level Signing Authority for analyzing borrower's income, tax returns, assets, and credit.
- This enabled to sign off credit conditions.
- Validated income, assets, and credit documentation to verify automated system findings.
- Processed FHA/VA and Conventional Loans.
- Pipeline consisted of 80 plus loans.
- 45-50 closings month.
Processing Supervisor/Sr. Loan Processor
Community Mortgage Funding
Covina, Ca
09.2001 - 03.2002
- Responsibilities included managing loan processing team, going to offsite offices to train new loan consultants on procedures with underwriting, and carry pipeline.
- Supervised, trained and motivated processing staff Processed residential loan applications that consisted of FHA/VA, and Conventional Loans.
- Maintained office staff updated on new procedures and underwriting guideline Monthly closings average at 30-35 loans.
Sr. Loan Processor
Trinity Mortgage Company
Covina, Ca
11.1998 - 10.1999
- Responsible for analyzing credit, income, assets, documentation.
- Attended several training in for HOP and MCC programs.
- Majority loans processed were FHA loans.
- Monthly closings average from 25-30 loans.
- Experienced in processing city assistant financing.
- (HOP, MCC).
- Earned FHA Underwriting Certifiction-Golden Seal with the American School of Mortgage Banking.
Sr. Loan Processor
Funders Mortgage
West Covina, Ca
03.1995 - 10.1998
- Responsible for collecting borrower documentation and reviewing credit, income, and assets before forwarding the file to Government Underwriter.
- Trained for the City Second programs and attended various FHA seminars Learned to process 203(k) rehab loans, HUD Repo Loans, and New Construction loans.
- Processed for branch top producing loan consultant and 5 additional loan consultants.
- 90% of y pipeline consisted of new construction loans.
Education
High School Diploma -
Sierra Vista High School
Baldwin Park, CA1988
Skills
- Optis 2, LP, Microsoft Word, Edge
- Bilingual in English and Spanish
- Capability to operate independently
- Work in paperless environment
- Loan Works, Simple Loan Manager (SLM), DO/DU automated system, Mortgage Flex, Countour, Calyx Point and IFulfill
- Pronto, Mortgage Ware, Mortgage Lending Control System (MLCS)
- Excellent Communication skills
- Attention to detail and quality focused
Timeline
Home Service Specialist II
Bank of America
06.2008 - Current
Sr. Loan Coordinator
Washington Mutual Bank
05.2002 - 01.2008
Processing Supervisor/Sr. Loan Processor
Community Mortgage Funding
09.2001 - 03.2002
Sr. Loan Processor
Trinity Mortgage Company
11.1998 - 10.1999
Sr. Loan Processor
Funders Mortgage
03.1995 - 10.1998
High School Diploma -
Sierra Vista High School