ERICA P. WILLIAMS

Accurate and timely processing of loan requests for FHA, Conventional, Refinance, Purchase, and New construction products.

• Reviews closing disclosures, credit reports, assets, bank statements, and tax returns, pay stubs, and appraisals
• SASE lending authority-Jr. Underwriter
• Heavy direct customer contact with Loan officers, Underwriters and Closers.
• Review and clear conditions within lending authority

• Accurate and timely processing of loan requests.
• Specialty team Texas.
• Knowledge of guidelines and laws for the state of Texas.
• Review credit reports, analyze multiple data sources and deliver status updates in a timely manner.
• Complete review of Home Equity applications including verify/calculate income, reviews tax returns for personal and self-employed business income, review loans for regulatory and compliance, assist with escalations for complex applications.
• Review of contingencies including appraisal, titles, flood, and hazardous insurance requirements.
• Heavy direct customer contact while providing excellent customer service.

• Accurate and timely processing of loan requests.
• Review credit reports, appraisals, titles, hazard, flood insurance.
• SASE lending authority-Jr. Underwriter
• Review credit reports, analyze multiple data sources and deliver status updates in a timely manner.
• Heavy direct customer contact while providing excellent customer service.

• Approved customers for trial and final modification payments.
• Researched loans to ensure the customers received final documents in a timely manner.
• Assist customers with the status updates on loan modifications, short sales, settlements, and deed -in-lieu.