ANITA HENDRICKS
N Chesterfield,VA
Overview
9
9
years of professional experience
Work History
Human Resources Assistant
QLife LLC
Chesterfield, VA
01.2024 - Current
- Assisted in recruiting and hiring processes by conducting phone screens, scheduling interviews, and completing reference checks.
- Maintained accurate records of employee information such as wages, performance reviews, benefits, leaves of absence.
- Organized and conducted new hire orientation sessions to introduce policies and procedures to employees.
- Prepared job postings for open positions on the company website and other job boards.
Loan Processor
Kore Mortgage
North Chesterfield
07.2023 - 12.2023
- Assess/evaluate the credit standings of applicants through background research
- Evaluate eligibility of applicants for mortgage loan
- Remain up to speed regarding lending and other financial services
- Work within established regulations and adhere to state law regulations
- Order Property Title report, appraisals
- Evaluate applicants income to ensure applicants income can be used for qualification.
Sr. Mortgage Underwriter
US Bank (REMOTE)
North Chesterfield
06.2021 - 07.2023
- Ensure client's credit,Income,assets and property meet Lender's/Investors/agencies guidelines
- Reviewing applications based on policy guidelines and state regulations
- Ensure applications meet TRID guidelines
- Review FHA,VA and Conventional appraisal to ensure report meets all guidelines
- Assist Processing and sales staff with any questions regarding loan decision
- Assist Closing Dept
- Assist Staff with any questions regarding loan applications
- Minimize risk potential loss to company on each loan
- Assist Mortgage Insurance company with any questions on non-delegated MI loans to ensure MI commitment approved
- Assist post closing department with any issues on loans after closing.
Underwriter
First Heritage Mortgage
Fairfax (remote), VA
11.2020 - 06.2021
- Reviewed and evaluated loan applications to assess creditworthiness, risk and eligibility for approval
- Analyzed financial information including income, assets, liabilities and credit history of applicants
- Verified accuracy of documentation such as income statements, tax returns, bank statements and other related documents
- Determined appropriate loan structure based on customer needs, company policy and regulatory guidelines.
Sr. Underwriter
Langley Federal Credit Union
Newport News, Virginia
06.2019 - 11.2020
- Spearhead Credit union to obtain FHA/HUD Lender Approval
- Underwrite all FHA loans after closing ship loans to HUD/FHA for issuance of loan guarantee
- Work in HUD FHA Connection /EAD system
- Lead Credit Union Processing staff on how to process FHA loans
- Lead Credit Union closing Dept
- On how to close FHA Loans
- Ensured loans meet TRID and state regulations
- Responsibilities to Underwrite VA Loans and VA appraisal's to ensure loans meet VA guidelines
- Underwrite Conventional loans to ensure applications meet FNMA/FHLMC, Investors and Mortgage Insurance guidelines.
Underwriting Manager
LiveWell Financial
Richmond, Virginia
03.2015 - 06.2019
- Responsibility included helping Underwriters review applications, establishing appropriate screening protocols and developing new models to gain underwriting authority
- Train Underwriting staff to obtain lending authority for FHA and VA loans
- Ensure all loan applications in compliance with TRID and state regulations
- Communicate with Broker's to solve issues regarding any discrepancy with loan decisions.
Timeline
Human Resources Assistant
QLife LLC
01.2024 - Current
Loan Processor
Kore Mortgage
07.2023 - 12.2023
Sr. Mortgage Underwriter
US Bank (REMOTE)
06.2021 - 07.2023
Underwriter
First Heritage Mortgage
11.2020 - 06.2021
Sr. Underwriter
Langley Federal Credit Union
06.2019 - 11.2020
Underwriting Manager
LiveWell Financial
03.2015 - 06.2019