Anita Ryan
Winchendon,MA
Summary
Dynamic Senior Mortgage Underwriter with extensive experience at Acrisure Mortgage, excelling in loan underwriting and decision-making. Proven track record in enhancing team productivity through mentorship and effective communication. Expertise in evaluating diverse mortgage products, ensuring compliance, and fostering a collaborative environment to achieve organizational goals.
Overview
28
28
years of professional experience
2
2
Certification
Work History
Senior Mortgage Underwriter
Acrisure Mortgage Formerly Known as FBC Home Loans
05.2023 - Current
- Also worked here 9/15-3/21
- Collaborate with mortgage loan officers to resolve discrepancies and streamline approval processes.
- Analyze borrower financials, credit history, and property valuations to determine eligibility for mortgage products.
- Managed a diverse portfolio of mortgage applications, consistently meeting deadlines while maintaining attention to detail.
- Fostered a positive team environment by maintaining open lines of communication and supporting colleagues in their professional development.
Senior Mortgage Underwriter
Leader One Financial
09.2022 - 03.2023
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Collaborated with loan officers and processors to obtain additional information and resolve discrepancies.
- Effectively communicated underwriting decisions to relevant parties, providing clear explanations for any required conditions or stipulations.
- Fostered a positive team environment by maintaining open lines of communication and supporting colleagues in their professional development.
Senior Mortgage Underwriter
OnTo Mortgage
03.2021 - 09.2022
- OnTo Mortgage was acquired by Leader One Financial
- Reviewed and analyzed mortgage applications for compliance with underwriting guidelines.
- Collaborated with loan officers to resolve issues and expedite loan processing timelines.
- Increased team productivity by mentoring staff, sharing industry knowledge, and providing constructive feedback on their work.
- Assisted management with special projects as assigned, demonstrating adaptability and commitment to organizational success.
Education
Bachelor of Science - Business Administration
Framingham State University
Framingham, MA05-1997
Skills
- Strong decision-making
- Loan underwriting expertise
- Conventional, FHA, VA, and Bond products
- Problem-solving abilities
- Team building
- Effective communication
Certification
FHA CHUMS ID #AG62
VA SAR #026531
Timeline
Senior Mortgage Underwriter
Acrisure Mortgage Formerly Known as FBC Home Loans
05.2023 - Current
Senior Mortgage Underwriter
Leader One Financial
09.2022 - 03.2023
Senior Mortgage Underwriter
OnTo Mortgage
03.2021 - 09.2022
Bachelor of Science - Business Administration
Framingham State University