Neecole Mason
Intelliloan
Riverside,CA
17
years of professional experience
Experienced analyst with risk assessment and underwriting processes. Utilizes advanced analytical techniques to evaluate borrower profiles and ensure regulatory compliance. Track record of maintaining high standards in loan quality and decision-making.
Work History
Senior Mortgage Underwriter
13 Years 9 Months- Achieved lowest deficiency rate among all underwriters through meticulous review and assessment.
- Analyzed credit reports and financial statements to determine borrower eligibility and risk assessment.
- Reviewed client documentation and contracts for discrepancies, inconsistencies, and / or mistakes.
- Reviewed complex loan scenarios, making strategic decisions to mitigate risks while maximizing approvals.
Compliance Specialist
2 Years 6 Months- Updated compliance policies and procedures to align with regulatory changes and mitigate risks.
- Conducted internal audits on funded loans to ensure compliance with applicable regulations such as state/county civil codes and CFPB Rules.
- Performed due diligence reviews on business affiliates, verifying adherence to industry best practices to uphold loan integrity.
Quality Control Analyst
2 Years 6 Months- Completed internal audits on 10% of all production loans on an arrearage basis to confirm accuracy in disclosed terms, ratios, and calculated income, assets, and liabilities.
- Documented review results per established protocols, creating detailed reports with flow charts and graphs to highlight defects or discrepancies found during review.
- Coordinated with external auditors and audit services to ensure timely provision of requested files for review and efficient resolution of all findings.
Lead Supervisor
2 Years 10 Months- Developed and implemented operational plans, optimizing daily task workflow.
- Created and maintained employee schedules, achieving optimal staffing levels for all events.
- Resolved customer concerns and inquiries, enhancing customer satisfaction through prompt and professional service.
Education
Bachelor of Arts - Business Economics
- 3.73 GPA
- Minor in Black Studies
SQL For Data Science
- SQL for Data Science Course
Skills
Strong decision-making
Fraud detection
Identifying inconsistencies in data and documentation
Data visualization
Risk assessment
Preparing graphs and charts for presenting data and findings
Versed in SQL programming language
Proficient in Microsoft Office Software (Word
Excel
Powerpoint)
Strong decision-making
Timeline
Compliance Specialist
Intelliloan
01.2022 - 07.2024Read More
Quality Control Analyst
Intelliloan
01.2022 - 07.2024Read More
Senior Mortgage Underwriter
Intelliloan
12.2012 - CurrentRead More
Lead Supervisor
UCSB Events Center
10.2009 - 08.2012Read More
University of California Santa Barbara
Bachelor of Arts from Business Economics
Read More
University of California
SQL For Data Science
Read More