ANITA WHITE

• Open and establish credit lines for national, international, and domestic

Negotiate and establish 5yr contracts with 6.5% gross profit

• Established value added process to eliminate wasted and reduce company cost
• Analyzed credit data and financial statements to assess risk levels for loan approvals.
• Collaborated with cross-functional teams to streamline credit evaluation processes and enhance efficiency.
• Implemented risk management strategies that significantly reduced potential defaults and improved portfolio quality.
• Evaluated borrower financial health using advanced analytical tools, ensuring accurate risk assessments.
• Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
• Evaluated customer credit data to determine level of risk involved in money lending.

• Control risk for Southeast region.
• Establish credit lines and maintain sales.
• National accounts (i.e., Piggly Wiggly, Rouses, Hill Pheonix)
• International (Cayman Islands)

• Central Accounts 40.6M (Chicago & St. Louis)
• Monitoring accounts for possible downward turns
• Analyze financials and assess risk.
• Weekly reporting on elevated risk; possible unmanageable debt

• Sales and Use Tax
• Tax corrections.
• Uploading tax certs into Vertex software
• Reduced deductions for Dallas district from 872 lines to 382 in 5 months
• Implemented process improvements that increased accuracy in order processing and fulfillment.

• Credit Analysis of National Account
• Up to 102M
• Collections

• Cash applications.
• Approve / deny orders.
• Partner with internal customers (Sales Reps) to resolve customer’s concerns.

• A/P, A/R, payroll
• Bulletins, post contributions
• Assisting the Rector

• Approve / deny orders.
• Review and increase or revoke credit lines.
• Review and establish credit lines up to 5M.
• Deduction management

• Managing three funding sources
• Audit local unions to ensure compliance.
• Process and pay all taxes and benefits (i.e., Workman's Comp, 941 MO, 941 Fed, SUTA, FUTA)
• A/P (Match, code and enter invoices. Weekly/bi-weekly check run) and A/R (AIA Invoicing, Cash Applications & Credit /Collections)
• Third party collections / Mechanical Liens

• Contact customers for payment of past due balances.
• Review and establish credit lines up to 5M.
• Reply and resolve customer inquiries and concerns.
• Review and increase or revoke credit lines.
• Managed exposure and risk of a 10M territory, while increasing sales
• Process orders/quotes via phone, fax, and email.