Ankita Shome
Senior Underwriter
Detroit,MI
Summary
Experience in underwriting principles and risk management. Utilizes strong analytical skills to evaluate and mitigate potential risks. Track record of making data-driven decisions to ensure financial stability and growth.
Overview
3
3
years of professional experience
2
2
years of post-secondary education
Work History
Senior Underwriter
UNITED WHOLESALE MORTGAGE LLC
Detroit, MI
10.2023 - Current
- Reviewed over 200+ mortgage loan applications monthly in accordance with Fannie Mae, Freddie Mac, FHA, and company-specific underwriting guidelines, ensuring 100% compliance with federal and investor standards.
- Performed detailed credit, income, asset, and collateral analysis using AUS systems including DU and LP, approving loans up to $1M within delegated authority limits, which contributed to a 15% reduction in processing times.
- Conducted risk assessments involving DTI, LTV, and credit overlays, ensuring optimal borrower qualification and minimizing potential for loan buybacks.
- Collaborated with closing and processing teams to resolve underwriting conditions, ensuring a smooth funding process and timely loan delivery.
IT Student Consultant
UNIVERSITY AT BUFFALO
Buffalo, NY
08.2022 - 06.2024
- Responded to and resolved an average of 100+ weekly help desk tickets submitted through the university’s online IT work order system, assisting students, faculty, and staff with hardware, software, and access issues.
- Provided hands-on support for 100+ workstation setups and technical troubleshooting cases, resolving hardware, software, and networking issues across university labs and offices, contributing to 95%+ system uptime.
- Assisted in implementing consulting-based solutions to streamline lab operations, including identifying performance bottlenecks and recommending fixes, contributing to a 20% improvement in technical response time and efficiency.
- Documented 30+ recurring technical issues and resolutions, improving internal knowledge sharing and helping reduce average ticket resolution BMC remedy force time by approximately 20%.
Financial Planning and Analysis Intern
ATLANTIC CONTAINER LINE
Westfield, New Jersey
05.2023 - 07.2023
- Cleaned and validated financial datasets extracted from SAP, improving data accuracy by over 25% and significantly reducing reporting errors in budgeting and performance metrics.
- Built and maintained Excel-based financial models and dashboards, supporting the FP&A team in enhancing forecast precision and variance analysis, resulting in 15% increase in reporting efficiency.
- Tracked and analyzed currency exchange rates across multiple regions, assisting senior analysts in assessing foreign exchange impacts and cash flow projections for global financial planning.
- Supported month-end close activities by preparing account reconciliations and documenting financial procedures, contributing to improved audit readiness and reducing close cycle time by 2 business days.
Education
Bachelor of Science - Econometrics & Quantitative Economics, Entrepreneurship
UNIVERSITY AT BUFFALO, THE STATE UNIVERSITY OF NEW YORK
Buffalo, NY 08.2022 - 06.2024
Skills
- MS Office
- Salesforce
- SAP ERP
- MATLAB
- STATA/ Statistical analysis
- BMC's RemedyForce CRM
- DU/LP (Desktop Underwriter / Loan Prospector)
- Mortgage origination software (eg, Fraudguard)
- Knowledge of Fannie Mae/Freddie Mac,loan programs
- financial modelling
- forecasting (MATLAB toolbox)
- hypothesis testing
Websites
Awards
- Data Confidential Research Collaborator at Office of Academic Integrity - SUNY Buffalo
- International Merit Scholarship for academic excellence
- International Marketing and Trade Certification - Indian School of Business and Finance (ISBF)
- Experiential organizational development skill badge - SUNY Buffalo
- Salesforce Trailhead: 50+ badges showcasing data and client management
- Cum Laude Honors for academic excellence
Trailblazer
trailblazer.me/id/ashome1
Timeline
Senior Underwriter
UNITED WHOLESALE MORTGAGE LLC
10.2023 - Current
Financial Planning and Analysis Intern
ATLANTIC CONTAINER LINE
05.2023 - 07.2023
IT Student Consultant
UNIVERSITY AT BUFFALO
08.2022 - 06.2024
Bachelor of Science - Econometrics & Quantitative Economics, Entrepreneurship
UNIVERSITY AT BUFFALO, THE STATE UNIVERSITY OF NEW YORK
08.2022 - 06.2024
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