Summary
Overview
Work History
Education
Skills
Timeline
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Ann ROKOSZ

Lynnwood,WA

Summary

Dynamic Collection Manager with a proven track record at Credit Concepts of WA, LLC, enhancing recovery rates through strategic debt recovery and staff training. Skilled in risk assessment and conflict resolution, I successfully reduced delinquency rates while maintaining exceptional customer service and compliance with regulatory standards.

Overview

27
27
years of professional experience

Work History

Collection Manger

Credit Concepts of WA. LLC
04.2014 - 10.2025
  • Oversaw collections process, ensuring timely follow-up on delinquent accounts.
  • Developed and implemented collection strategies to enhance recovery rates.
  • Trained and mentored team members on best practices in debt recovery.
  • Analyzed account data to identify trends and optimize collection efforts.
  • Managed compliance with regulatory requirements in collections operations.
  • Researched accounts and completed due diligence to resolve collection problems.
  • Improved overall collections efficiency by implementing strategic collection plans and processes.
  • Managed a diverse portfolio of accounts to optimize collection efforts and minimize losses.
  • Contacted customers to discuss late payments and options for remitting amounts due.
  • Established procedures for collection of past due amounts.
  • Worked with legal resources and recovery teams to manage default issues.
  • Reduced delinquency rates with proactive account monitoring and timely communication.
  • Developed customized payment plans for financially distressed customers, enabling successful debt recovery while maintaining customer satisfaction.
  • Supervised staff of collectors, monitoring phone calls and letters.
  • Implemented efficient skip tracing techniques to locate hard-to-reach debtors and expedite the recovery process.
  • Trained and mentored new employees on collection methods, documentation requirements and performance strategies.

Sales and Administration

Les Schwab Tire Centers
08.1998 - 03.2014
  • Self-motivated, with a strong sense of personal responsibility.
  • Worked effectively in fast-paced environments.
  • Skilled at working independently and collaboratively in a team environment.
  • Proven ability to learn quickly and adapt to new situations.
  • Excellent communication skills, both verbal and written.
  • Worked well in a team setting, providing support and guidance.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Assisted with day-to-day operations, working efficiently and productively with all team members.
  • Managed time efficiently in order to complete all tasks within deadlines.
  • Organized and detail-oriented with a strong work ethic.
  • Paid attention to detail while completing assignments.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.
  • Learned and adapted quickly to new technology and software applications.
  • Demonstrated strong organizational and time management skills while managing multiple projects.
  • Maintain and reconcile a $500,000.00 Perpetual Inventory
  • Prepared, maintained, and reconciled accounting records to

include accounts payable, accounts receivable and payroll records


Education

Bachelor of Arts -

Central Washington University

Skills

  • Risk assessment capabilities
  • Past due balance management
  • Customer service management
  • Exceptional organization
  • Goal-oriented focus
  • Time management mastery
  • Advanced computer skills
  • Credit analysis proficiency
  • Staff training
  • Debt recovery expertise
  • Policy enforcement
  • Conflict resolution techniques
  • Superior attention to detail

Timeline

Collection Manger

Credit Concepts of WA. LLC
04.2014 - 10.2025

Sales and Administration

Les Schwab Tire Centers
08.1998 - 03.2014

Bachelor of Arts -

Central Washington University
Ann ROKOSZ