Summary
Overview
Work History
Education
Skills
Timeline
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Ann ROKOSZ

Lynnwood,WA

Summary

Dynamic Collection Manager with a proven track record enhancing recovery rates through strategic debt recovery and staff training. Skilled in risk assessment and conflict resolution, I successfully reduced delinquency rates while maintaining exceptional customer service and compliance with regulatory standards. I am knowledgeable with a solid background in managing collections and resolving overdue accounts. Adept at negotiating payment plans and reducing delinquency rates, ensuring efficient cash flow. Demonstrated ability in utilizing strong communication and problem-solving skills to foster positive client relationships and streamline collection processes.

Overview

27
27
years of professional experience

Work History

Collection Manger

Credit Concepts of WA. LLC
04.2014 - 10.2025
  • Oversaw collections process, ensuring timely follow-up on delinquent accounts.
  • Developed and implemented collection strategies to enhance recovery rates.
  • Trained and mentored team members on best practices in debt recovery.
  • Analyzed account data to identify trends and optimize collection efforts.
  • Managed compliance with regulatory requirements in collections operations.
  • Researched accounts and completed due diligence to resolve collection problems.
  • Improved overall collections efficiency by implementing strategic collection plans and processes.
  • Managed a diverse portfolio of accounts to optimize collection efforts and minimize losses.
  • Contacted customers to discuss late payments and options for remitting amounts due.
  • Established procedures for collection of past due amounts.
  • Worked with legal resources and recovery teams to manage default issues.
  • Reduced delinquency rates with proactive account monitoring and timely communication.
  • Developed customized payment plans for financially distressed customers, enabling successful debt recovery while maintaining customer satisfaction.
  • Supervised staff of collectors, monitoring phone calls and letters.
  • Implemented efficient skip tracing techniques to locate hard-to-reach debtors and expedite the recovery process.
  • Trained and mentored new employees on collection methods, documentation requirements and performance strategies.

Sales and Administration

Les Schwab Tire Centers
08.1998 - 03.2014
  • Self-motivated, with a strong sense of personal responsibility.
  • Worked effectively in fast-paced environments.
  • Skilled at working independently and collaboratively in a team environment.
  • Proven ability to learn quickly and adapt to new situations.
  • Excellent communication skills, both verbal and written.
  • Worked well in a team setting, providing support and guidance.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Assisted with day-to-day operations, working efficiently and productively with all team members.
  • Managed time efficiently in order to complete all tasks within deadlines.
  • Organized and detail-oriented with a strong work ethic.
  • Paid attention to detail while completing assignments.
  • Used critical thinking to break down problems, evaluate solutions and make decisions.
  • Learned and adapted quickly to new technology and software applications.
  • Demonstrated strong organizational and time management skills while managing multiple projects.
  • Maintain and reconcile a $500,000.00 Perpetual Inventory
  • Prepared, maintained, and reconciled accounting records to

include accounts payable, accounts receivable and payroll records


Education

Bachelor of Arts -

Central Washington University

Skills

  • Risk assessment capabilities
  • Past due balance management
  • Customer service management
  • Exceptional organization
  • Goal-oriented focus
  • Time management mastery
  • Advanced computer skills
  • Credit analysis proficiency
  • Staff training
  • Debt recovery expertise
  • Policy enforcement
  • Conflict resolution techniques
  • Superior attention to detail

Timeline

Collection Manger

Credit Concepts of WA. LLC
04.2014 - 10.2025

Sales and Administration

Les Schwab Tire Centers
08.1998 - 03.2014

Bachelor of Arts -

Central Washington University
Ann ROKOSZ