Anna De Riccardis
Katy,TEXAS
Summary
I'm a dedicated professional with a long experience in the European Captive Banking sector.
I've worked for the the last 20 years at FCA Bank SPA ( joint venture between Stellantis group and Crédit Agricole group, present in 18 Countries in Europe and serving financial products for several manufactures/brands).
Skilled in working under pressure and adapting to new situations and challenges, I'm successfull at managing several priorities with a positive attitude.
Overview
23
23
years of professional experience
Work History
Risk Manager
FCA Bank S.P.A
Bruxelles
06.2021 - 08.2022
- Reviewed risk limits and metrics in collaboration with relevant departments within the Risk Appetite Framework
- Advised senior managers on relevant transactions and or new products/activities for reducing liability and preventing losses.
- Collaborated in reviewing contracts and agreements to identify potential risks and ideal mitigation strategies.
- Promoted enterprise-level risk management practices and helped instill strong culture focused on protective policies and procedures.
- Produced and filed reports every quarter to inform senior management/stakeholders of current activities, controls and action plans
Credit & Financial Risk Manager
FCA Bank S.P.A Holding
Turin
02.2020 - 05.2021
- Executed risk assessment programs to identify and quantify risks and associated controls
- Conducted ongoing reviews to monitor portfolio performance and identify strong and weak areas.
- Collaborated with Finance, Credit and Compliance departments in processes to effectively manage and cover capital and liquidity risks at all times.
- Participated in strategic projects to implement New Default Definition ( European Central Bank directive)
- Participated in relevant regulatory projects development
Credit Policies Manager
FCA Bank S.P.A Holding
Turin, Madrid, Lisbon
11.2005 - 01.2020
- Developed credit risk policies for the Group across the whole credit life cycle, from acquisition to collections and fraud.
- Developed a lending authority scheme
- Developed reports to assure that policies were implemented effectively from the european subsidiaries/branches
- Provided high quality credit risk input to projects, new product development and ad-hoc investigations as required.
- Maintained an overview of developments in the business to identify credit risk and ensure credit risk policy remains relevant and up to date ( changed when needed)
- Monitored exceptions to credit policy to ensure that any decisions made outside credit policy were approved within appropriate authorities and remained within agreed risk appetite.
- Provided training and support to the Credit Managers of the european subsidiaries/ branches on all credit policy matters,
- Participated in the development of IFRS9 models and policies
Legal Collection Analyst
FCA Bank SPA- Italy
Turin
07.2002 - 10.2005
- Point of reference for 6 lawyer's firms
- Ensured application of the standard practices/policies
- Checked correctness of the lawyer's invoices
- Promoted the review of the internal procedures for the improvement of efficiency and effectiveness
- Analyzed applications to be written off
Area Manager
Generali Assicurazioni
Turin
09.1999 - 06.2002
Education
M.D. - Law
Università Degli Studi
Bari, ItalyNo Degree - Credit Management
SDA BOCCONI
Milan, ItalyNo Degree - Credit Management
Università Del Sacro Cuore
Milan, ItalySkills
- Risk Management Framework
- Interpersonal Communication Skills
- Special Projects
- Flexible and Adaptable
- Self-Motivated
- Multitasking Abilities
- Dependable and Responsible
- Problem-Solving
Languages
Italian
Bilingual or Proficient (C2)
Spanish
Intermediate (B1)
English
Intermediate (B1)
Timeline
Risk Manager
FCA Bank S.P.A
06.2021 - 08.2022
Credit & Financial Risk Manager
FCA Bank S.P.A Holding
02.2020 - 05.2021
Credit Policies Manager
FCA Bank S.P.A Holding
11.2005 - 01.2020
Legal Collection Analyst
FCA Bank SPA- Italy
07.2002 - 10.2005
Area Manager
Generali Assicurazioni
09.1999 - 06.2002
M.D. - Law
Università Degli Studi
No Degree - Credit Management
SDA BOCCONI
No Degree - Credit Management
Università Del Sacro Cuore
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