AnnMarie Carbonneau
Mortgage Processor
21346 Saint Andrews Blvd.,FL
Summary
I am very interested in getting back into the Mortgage Industry as a Loan Processor and am eager to start working again in this profession. I am so excited to start. This is the best one for me.
Overview
5
5
years of professional experience
Work History
Direct Care Worker
Vanderheydenhall
05.2006 - 07.2008
- Assisted clients with daily living needs to maintain self-esteem and general wellness.
- Maintained clean personal areas and prepared healthy meals to support client nutritional needs.
- Transported individuals to events and activities, medical appointments and shopping trips.
- Recognized and reported abnormalities or changes in patients' health status to case manager.
- Monitored and assisted residents through individual service plans.
- Determined specific needs and provided most appropriate level of services for patient well-being.
- Remained alert to problems or health issues of clients and competently responded.
- Kept clients engaged in social networks and communities for personal health and growth.
- Administered medication as directed by physician.
- Scheduled and accompanied clients to medical appointments.
- Arranged transportation and accompanied patients to doctors' offices and errands.
- Analyzed overall patient performance and recommended adjustments to care plan goals, supporting individual progression.
- Consulted with supervisors to assess cases and plan strategies for enhancing care.
Caregiver
For My Mother
10.2003 - 02.2008
- Assisted with dressing guidance, grooming, meal preparation and medication reminders.
- Assisted my Mom with daily living needs to maintain self-esteem and general wellness.
- Built strong relationships with my Mom to deliver emotional support and companionship.
- Engaged my Mom in meaningful conversation, socialization and activity while providing personal care assistance.
- Maintained clean personal areas and prepared healthy meals to support client nutritional needs.
- Assisted my Mom with self-administered medications.
- Assisted with feeding when needed and monitored intake to help my Mom achieve nutritional objectives.
- Supported my Mom with mental support and physical activities to accomplish quality of life and sustain needs.
- Provided safe mobility support to help my Mom move around personal and public spaces.
- Transported my Mom to events and activities, medical appointments and shopping trips.
- Monitored client vital signs, administered medications and looked at behaviors that might have indicated additional care may be needed.
- Cleaned house, ran errands, managed laundry and completed weekly grocery shopping. I was able to do this until the time came when I was unable to leave her at home alone.
Direct Care Worker
Saint Anne's Institute
10.2007 - 01.2008
- Assisted clients with daily living needs to maintain self-esteem and general wellness.
- Maintained clean personal areas and prepared healthy meals to support client nutritional needs.
- Recognized and reported abnormalities or changes in patients' health status to case manager.
- Monitored and assisted residents through individual service plans.
- Determined specific needs and provided most appropriate level of services for patient well-being.
- Kept clients engaged in social networks and communities for personal health and growth.
Senior Underwriter
Amerifund Home Mortgage
09.2005 - 03.2007
- Assisted senior executives with final loan closings and underwriting, coordination and submission of high-profile loan conversion packages.
- Coordinated with internal stakeholders to initiate marketing strategies and meet market penetration and business growth objectives.
- Oversaw quality control of tax credit financial models involving underwriting integrity and project budgets.
- Controlled loss by assessing risk, conducting system analysis and recommending policy solutions.
- Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
- Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
- Guided, mentored and coached underwriters in both technical and professional skills, instilling best practice and company standards.
- Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
- Sole underwriter for most successful sales team in [Location] region.
- Made decisions on acceptance, rejection or modification of business proposals.
Education
No Degree - Human Services
Hudson Valley Community College
Troy, NY02.2020
Bachelor of Arts - Criminal Law
Rochville University
Online05.2007
High School Diploma -
Cairo-Durham High School
Cairo, NY05.1982
Skills
Ability to Learn quickly om new computer systems
ability to evaluate income, assests and credit proficiently,
Ability to issue commitment Letters to prospective clients within 23-48 hours
Ability to review appraisals to ensure comparables are within the parameters pf the Lender
Walked each borrower though the lending process should questions arise
Assisted in scheduling loan closings to ensure rate locks did not expire
English
proficient
Timeline
Direct Care Worker
Saint Anne's Institute
10.2007 - 01.2008
Direct Care Worker
Vanderheydenhall
05.2006 - 07.2008
Senior Underwriter
Amerifund Home Mortgage
09.2005 - 03.2007
Caregiver
For My Mother
10.2003 - 02.2008
No Degree - Human Services
Hudson Valley Community College
Bachelor of Arts - Criminal Law
Rochville University
High School Diploma -
Cairo-Durham High School
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