ANTONIO LOPEZ
Tomball,TX
Summary
Bilingual Loan Specialist offering 16 years of expertise in loan application processing and payment negotiation. Excellent track record of explaining complex financial information in simplified terms to foster customer comprehension. Driven Loan Officer with track record in mortgage and home lending product sales. Demonstrating strong interpersonal skills and exceptional service throughout sales process. Sales Retail Mortgages Sales Goals Prospecting Clients Practiced at FHA loan process Certifications and Licenses NMLS# 529751 Financial Transactions Expertise Property Evaluation Organizational Strengths Underwriting Support Loan Portfolio Growth Application Preparation Business Development
Overview
10
10
years of professional experience
Work History
Senior Loan Officer
Advent Capital Mortgage
Houston, TX
06.2022 - Current
- Enhanced loan application process by streamlining documentation and improving communication channels with clients
- Maximized approval rates for qualified applicants through diligent review of financial information and thorough assessment of risks
- Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business
- Mentored junior loan officers, sharing expertise and knowledge to improve overall team performance
- Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads
- Implemented new lending software to increase efficiency, reduce errors, and provide seamless experience for customers
- Achieved high levels of client retention by providing exceptional service throughout loan origination process
- Streamlined internal processes for increased productivity by implementing time-saving tools and best practices within team
- Managed diverse portfolio of loans while maintaining low default rates through careful risk assessment and proactive borrower support.
- Enhanced loan application process by streamlining documentation and improving communication channels with clients.
- Maximized approval rates for qualified applicants through diligent review of financial information and thorough assessment of risks.
- Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients
- Implemented new lending software to increase efficiency, reduce errors, and provide seamless experience for customers
Mortgage Loan Originator
Motto Mortgage Gracemark
Houston, TX
04.2019 - 05.2022
- Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency
- Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships
- Interviewed applicants to assess loan requirements before suggesting offers
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs
- Explained different types of loans pertaining to client situations
- Explained very technical financial information to applicants in easy to understand language
- Improved client satisfaction rates by providing timely communication and updates on loan statuses
- Increased loan application approvals by efficiently processing and reviewing documents for accuracy and compliance.
- Improved client satisfaction rates by providing timely communication and updates on loan statuses.
- Increased loan application approvals by efficiently processing and reviewing documents for accuracy and compliance
Mortgage Loan Originator
Sente Mortgage
Houston, TX
06.2016 - 03.2019
- Prepared documents for customers, submitting and overseeing through each step of closing process
- Interviewed applicants to assess loan requirements before suggesting offers
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs
- Explained different types of loans pertaining to client situations
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs
- Improved client satisfaction rates by providing timely communication and updates on loan statuses
- Increased loan application approvals by efficiently processing and reviewing documents for accuracy and compliance.
- Improved client satisfaction rates by providing timely communication and updates on loan statuses.
- Developed strong relationships with real estate agents, increasing referral business and expanding client base
Reverse Mortgage Specialist
Reverse Mortgage Solutions
Houston, TX
01.2014 - 05.2016
- Explained very technical financial information to applicants in easy to understand language
- Carried out day-to-day duties accurately and efficiently
- Worked with customers to understand needs and provide excellent service
- Worked within applicable standards, policies and regulatory guidelines to promote safe working environment
- Proactively identified solutions for customers experiencing credit issues
- Streamlined loan application process for clients, ensuring timely approvals and efficient closings
- Enhanced customer satisfaction by providing tailored reverse mortgage solutions to meet their unique financial needs.
- Streamlined loan application process for clients, ensuring timely approvals and efficient closings.
Education
BBA - Business Administration
University of Lima
Lima - Peru12.1987
Mechanical Technician - Technician: Automotive Mechanics
SENATI
Lima - Peru12.1985
Skills
- Mutual Funds Knowledge
- Organizational Strengths
- Sales Expertise
- Financial Analysis Aptitude
- Loan Officer Training
- Application Preparation
- Loan Application Management
- Business Development
Languages
English
Full Professional
Spanish
Native or Bilingual
Timeline
Senior Loan Officer
Advent Capital Mortgage
06.2022 - Current
Mortgage Loan Originator
Motto Mortgage Gracemark
04.2019 - 05.2022
Mortgage Loan Originator
Sente Mortgage
06.2016 - 03.2019
Reverse Mortgage Specialist
Reverse Mortgage Solutions
01.2014 - 05.2016
BBA - Business Administration
University of Lima
Mechanical Technician - Technician: Automotive Mechanics
SENATI