ARLET CLEMENTE
Charlotte,NC
Summary
Results-driven financial services professional with 15+ years of experience in residential lending, real estate, and insurance sales. Proven top producer with a strong record of exceeding sales and production goals in high-volume lending environments. Experienced in converting inbound and referral leads, managing pipelines, and ensuring regulatory compliance. Bilingual in English and Spanish, with a consultative sales approach that builds long-term client relationships. Seeking to contribute expertise and production growth within a centralized mortgage sales team.
Overview
2027
2027
years of professional experience
Work History
Inside Sales Insurance Agent
Movement Insurance
Fort Mill, South Carolina
07.2025 - Current
- Conduct consultative sales conversations to recommend personalized coverage solutions, with focus on home purchase insurance.
- Strengthen client relationships and retention through needs-based advising.
- Maintain documentation accuracy and regulatory compliance within a highly regulated environment.
Universal Relationship Banker
Truliant Federal Credit Union
Charlotte, NC
2022 - 2025
- Advised members on lending and banking solutions while identifying and referring mortgage opportunities.
- Consistently ranked as a top performer in lending production goals.
- Managed sales pipelines while ensuring compliance with financial regulations.
Senior Loan Officer
Sage Mortgage / Red Ventures
2020 - 12.2022
- Funded $52M in one year, recognized as a top-producing loan officer.
- Originated FHA, VA, Conventional, and Jumbo loans while maintaining 97% customer satisfaction.
- Collaborated closely with real estate partners to ensure smooth contract-to-close transactions.
Senior Loan Officer
New American Funding
Charlotte, North Carolina
2022 - 2022
- Originated FHA, VA, Conventional, and Jumbo loans in a rapidly shifting interest rate market.
- Maintained strong referral relationships and consistent loan production.
- Ensured regulatory compliance while guiding borrowers through the lending process.
Real Estate Professional
Better Homes and Gardens Paracle
2017 - 2019
- Represented buyers and sellers in residential real estate transactions.
- Coordinated with lenders, attorneys, and closing agents to ensure timely closings.
- Developed strong knowledge of the full real estate transaction lifecycle.
Mortgage Loan Officer
SunTrust Bank
01.2013 - 12.2013
- Assisted clients with purchase and refinance mortgage solutions.
- Built referral relationships to drive consistent loan production.
Mortgage Consumer Direct Loan Originator
Wells Fargo
12.2010 - 12.2013
- Originated high-volume purchase and refinance loans including FHA, VA, and Conventional.
- Closed 20M+ in annual funded volume with strong lead conversion ratios.
- Provided consultative guidance to borrowers from application through closing.
Education
Bachelor -
Business Administration
Skills
- Centralized Mortgage & Loan Origination
- Inbound & Referral Lead Conversion
- Pipeline & CRM Management
- Contract-to-Close Coordination
- Regulatory Compliance (TRID, RESPA, Lending Guidelines)
- Cross-Selling & Client Retention
- Real Estate & Insurance Knowledge
- Bilingual: English & Spanish
Education Licenses
- Bachelor in Business Administration
- North Carolina Insurance License, Active
- North Carolina Real Estate License, Inactive (Eligible for Reactivation)
- Georgia Real Estate License, Inactive (Eligible for Reactivation)
- Mortgage Safe License, Inactive
Sales Production Highlights
- $52M funded in one year as a top producer at Sage Mortgage / Red Ventures
- Consistently exceeded mortgage and consumer lending goals at Truliant Federal Credit Union
- Funded $25M+ annually in mortgage production at Wells Fargo
- Strong track record in inbound lead conversion and consultative sales
- Extensive experience with FHA, VA, Conventional, Jumbo, and Refinance loans
- Deep understanding of mortgage compliance and lending guidelines
Timeline
Inside Sales Insurance Agent
Movement Insurance
07.2025 - Current
Mortgage Loan Officer
SunTrust Bank
01.2013 - 12.2013
Mortgage Consumer Direct Loan Originator
Wells Fargo
12.2010 - 12.2013
Universal Relationship Banker
Truliant Federal Credit Union
2022 - 2025
Senior Loan Officer
Sage Mortgage / Red Ventures
2020 - 12.2022
Senior Loan Officer
New American Funding
2022 - 2022
Real Estate Professional
Better Homes and Gardens Paracle
2017 - 2019
Bachelor -
Business Administration