Summary
Overview
Work History
Education
Skills
Timeline
Generic

Arthur Sears IV

Mesa,AZ

Summary

Organized Mortgage Loan Officer with 9+ years of experience in Purchase and Refinance loans. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations and guidelines

Overview

11
11
years of professional experience

Work History

Owner & Partner

Quick Grab LLC
08.2023 - Current
  • Enhanced company performance by implementing strategic plans and overseeing daily operations.
  • Developed strong partnerships with cross-functional teams for improved collaboration and efficiency.
  • Streamlined organizational processes by evaluating current systems and implementing improvements.
  • Increased customer satisfaction through continuous improvement initiatives and excellent customer service.
  • Led successful merger negotiations, resulting in expanded market share and increased profitability.
  • Championed corporate social responsibility initiatives, fostering goodwill within the community and industry.
  • Implemented robust financial controls to increase transparency, reduce risk, and optimize resource allocation.
  • Spearheaded talent acquisition efforts, attracting top-tier talent to build a high-performing team.
  • Directed change management initiatives that aligned employees with evolving business objectives.

President & CEO

Zanman Sports Cards 2 LLC
06.2022 - Current
  • Enhanced company performance by implementing strategic plans and overseeing daily operations.
  • Developed strong partnerships with cross-functional teams for improved collaboration and efficiency.
  • Streamlined organizational processes by evaluating current systems and implementing improvements.
  • Increased customer satisfaction through continuous improvement initiatives and excellent customer service.

Mortgage Loan Officer

Draper And Kramer Mortgage Corp.
03.2022 - 11.2022
  • Increased loan approval rates by efficiently managing pipeline and maintaining strong relationships with borrowers, realtors, and underwriters.
  • Streamlined the loan application process for improved customer satisfaction and a higher volume of closed loans.
  • Assessed borrowers'' financial situations to determine appropriate mortgage products and loan structure.
  • Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
  • Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
  • Organized educational seminars for prospective homebuyers, increasing company visibility in the community.
  • Managed risk effectively by adhering closely to compliance guidelines during all stages of the loan origination process.
  • Optimized sales strategies by analyzing team performance metrics and implementing data-driven improvements.

Presidents Club Mortgage Banker

Rocket Mortgage
09.2013 - 03.2022
  • Recommends loan approvals and denials based on customer loan application reviews.
  • Submits loan applications to underwriter for verification and recommendations.
  • Develops and maintains relationships with local real estate agents.
  • Complies with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
  • Maintains strict confidentiality of bank records and client information.
  • Obtains copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Develops prospects for new loans by conducting 50 cold calls weekly.
  • Proactively identifies solutions for customers experiencing credit issues.
  • Works with underwriters to fix application problems and resolve issues.
  • Oversees scheduling of timely loan closing to satisfy home builder and borrower needs.
  • Helps clients navigate mortgage loan applications and works with them to provide them the best mortgage for their needs and wants, from start to finish, specific to their credit and income situations
  • Takes complete loan applications, gathers all documentation from borrowers for loan approvals
  • Works both Refinance and purchase loans
  • Works efficiently on FHA/VA/CONV/DPA/USDA/PORTFOLIO deals
  • Knows Fannie and Freddie Guidelines fluently
  • Licensed in 29 states
  • Won the purchase banker People's Choice Award in Dec of 2020
  • Works well under pressure and with deadlines
  • Great knowledge of the industry
  • Reviews and gathers all necessary documents from the borrowers upfront so that an initial approval is clean, and borrowers are happy
  • Knowledge of self-employed borrowers
  • Knowledge of re-working files to qualify borrowers when situations arise (if possible)

Education

Associate of Arts - Business

Scottsdale Community College
Scottsdale, AZ
05.2012

Skills

  • Referral Network Development
  • Property Evaluation
  • Application Review
  • Creditworthiness Determination
  • Loan File Review
  • Automated Underwriting System (AUS)
  • Attention to Detail
  • Income Evaluation
  • Problem Solving
  • Customer Relations

Timeline

Owner & Partner

Quick Grab LLC
08.2023 - Current

President & CEO

Zanman Sports Cards 2 LLC
06.2022 - Current

Mortgage Loan Officer

Draper And Kramer Mortgage Corp.
03.2022 - 11.2022

Presidents Club Mortgage Banker

Rocket Mortgage
09.2013 - 03.2022

Associate of Arts - Business

Scottsdale Community College

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Arthur Sears IV