Ashley Baldwin
Bank Officer- Commercial Lending Assistant
Austin
Summary
Highly motivated professional with desire to take on new challenges. Strong worth ethic, adaptability, and exceptional interpersonal skills. Work effectively unsupervised and quickly master new skills. Open to career change that offers personal and professional growth.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Commercial Lending Assistant
Horizon Bank
05.2024 - Current
- Experience with C&I loans
- Complete pre-close items for commercial loan requests including but not limited to gathering good standing certificates, entity documents, beneficial ownership information, ordering and reviewing UCC filings.
- Assist in processing loan payments, advances, and other related items.
- Work with bankers for post loan closing items including maintenance of covenant ticklers as it pertains to collateral tracking and financial reporting requirements.
- Ensure loans are booked correctly in our core system, and loan documentation is in our credit filing system
Full time Caregiver
02.2023 - Current
- Took time off away from professional career to care for elderly relative
Seasonal Tax Assembly Consultant
Cherry Bekaert
01.2024 - 05.2024
- Assemble completed tax returns in Adobe format for electronic delivery
- Effectively file resources and/or documentation according to Firm electronic retention standards
- Work to verify and review work completed and meet deadlines related to tax work for clients and our internal teams.
Loan Officer Assistant
First United Bank & Trust
07.2021 - 12.2022
- Supported #1 ranked mortgage professional in Austin Business Journal with an annual volume of $350 million+.
- Successfully improved processes while managing and completing high volumes of loan documentation allowing for 40% volume increase.
- Analyzed loan files and reviewed client income, assets, and credit to verify compliance to specific underwriting criteria and input new loans into designated software.
- Initiated marketing contact with new leads and realtors to increase sales by 25%.
- Developed and managed flow systems that enhanced tax, insurance, underwriting and other third-party partners communications and compliance to shorten approval cycles thereby increasing sales.
- Assembled and compiled title abstracts, insurance forms, loan documents and tax receipts.
- Drove 75% conversion rate from prequal to loan completion/approval.
Loan Partner
First Choice Loan Services
11.2012 - 06.2019
- Marketed and promoted products and services to the firm’s client/partner base of realtors, builders, bank officers and other loan originators within banks operations staff.
- Specialized in VA loans.
- Ordered and prepared and verified documents necessary for the loan to close in compliance, on time and without last-minute surprises.
- Liaised between borrowers, realtors, title companies and loan company management to improve company market position.
- Generated estimates clients requested, sent pre-approval letters to agents, confirmed receipt of verification of employment documentation.
- Reduced turnaround time by completing packages to be sent to underwriting with a thorough understanding of each investor's stacking order and shipping and no errors.
- Prepared and delivered loan documents to title and escrow teams.
Processing/Closing Coordinator
Prime Lending
06.2011 - 11.2013
- Promoted to this position from Loan Processor in January 2013.
- Verified client financial information to decide creditworthiness and loan eligibility.
- Analyzed applicant financial and credit status, evaluating assets and risk to decide loan feasibility.
- Identified valuable solutions for customers with credit problems.
- Implemented branch process for documentation requirements, oversaw appraisals and title process.
Education
Psychology -
University of Texas at Austin
Austin, TXSkills
- Strong Verbal and Written Communications
- Decision Making
- Financial Arrangement Negotiations
- Problem Solving
- CRM Software/MS Office
- Detail Oriented
- Business Sales
- Team Leadership
- Regulatory Compliance Documentation
- Time Management
Certification
NMLS, #593423
Prior Experience
- Office Manager, Executive Search Firm
- Executive Assistant to CEO, Wealth Management Company
Continuing Education
- Texas Secured Loan Documentation Seminar, May 2025, Austin, TX
- Texas Real Estate Loan Documentation Seminar, May 2025, Austin, TX
Timeline
Commercial Lending Assistant
Horizon Bank
05.2024 - Current
Seasonal Tax Assembly Consultant
Cherry Bekaert
01.2024 - 05.2024
Full time Caregiver
02.2023 - Current
Loan Officer Assistant
First United Bank & Trust
07.2021 - 12.2022
Loan Partner
First Choice Loan Services
11.2012 - 06.2019
Processing/Closing Coordinator
Prime Lending
06.2011 - 11.2013
Psychology -
University of Texas at Austin
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