Ashley Cason
Lewisville,TX
Summary
Dynamic and results-driven mortgage professional with a proven track record in loss mitigation, foreclosure prevention, and risk analysis. Adept at leading high-performing teams, conducting complex financial evaluations, and executing regulatory-compliant loan resolutions. Expertise in data-driven decision-making, portfolio risk assessments, and investor relations, ensuring optimal asset recovery strategies while enhancing borrower engagement.
Overview
16
16
years of professional experience
Work History
Loss Mitigation Analyst
NewRez/Shellpoint Mortgage Servicing
Coppell, TX
03.2023 - Current
- Conducted high-level financial analysis on delinquent mortgage accounts, developing targeted mitigation strategies aligned with investor and regulatory requirements
- Evaluated borrower hardship cases, assessing income, assets, and liabilities to propose sustainable loan resolutions
- Managed high-risk portfolios, collaborating with legal teams on foreclosure alternatives and bankruptcy resolutions
- Utilized data analytics tools to track and report on loss mitigation performance, ensuring adherence to key metrics
Loss Mitigation Team Lead
First United Bank
Plano, TX
05.2022 - 03.2023
- Led a team of 10 loss mitigation analysts, overseeing the end-to-end default servicing process, ensuring timely and compliant resolutions
- Developed and implemented performance metrics and workflow enhancements, increasing loan resolution efficiency by 15%
- Spearheaded compliance audits, ensuring full adherence to FHA, VA, and GSE servicing guidelines
- Provided executive-level reporting on loss mitigation trends, risk factors, and financial impacts to senior leadership
Loan Analyst
Kubota Tractor Corporation
Grapevine, TX
01.2022 - 04.2022
- Analyzed delinquent asset portfolios, developing repossession avoidance strategies and collateral recovery solutions
- Negotiated liens, judgments, and short payoffs to optimize loss recovery efforts
Mortgage Closer
Focus Fulfillment
Dallas, TX
11.2020 - 12.2021
- Executed quality control audits on closing documentation, ensuring alignment with loan approval conditions
- Processed final closing disclosures (CDs) and wire transfers, securing on-time funding and investor purchase eligibility
Post Closer
Solidifi Title
Lewisville, TX
10.2019 - 10.2020
- Performed post-closing loan audits and compliance reviews, ensuring delivery accuracy for secondary market sales
Loss Mitigation Analyst
U.S. Small Business Administration
Fort Worth, TX
09.2017 - 09.2018
- Managed a high-volume portfolio of SBA disaster relief loans, conducting detailed financial analyses to support loan disbursement and recovery
- Assisted legal teams in loan finalization and regulatory compliance
Loss Mitigation Analyst
AmeriHome Mortgage
Dallas, TX
09.2016 - 09.2017
- Processed and underwrote FHA, VA, and Conventional loan modifications, ensuring accuracy and investor compliance
Loss Mitigation Team Lead
Citi Mortgage
Irving, TX
07.2009 - 10.2015
- Led a team of loss mitigation specialists, overseeing foreclosure prevention strategies and borrower outreach
- Developed and implemented workflows to enhance efficiency, reducing delinquency resolution time by 20%
- Managed escalations for loan modifications, short sales, and repayment plans, ensuring compliance with investor and regulatory guidelines
- Collaborated with cross-functional departments to enhance loss recovery efforts and mitigate risk exposure
Education
Business Administration -
University of Phoenix
01.2026
High School -
Hickman Mills High School
Kansas City, MO01.2003
Skills
- Loss Mitigation Strategies
- Foreclosure Prevention
- Loan Modifications
- Forbearance
- Repayment Plans
- Advanced Portfolio Analytics
- Risk Assessment
- Compliance with Investor Guidelines
- Compliance with Regulatory Guidelines
- Default Servicing
- Bankruptcy Management
- REO Management
- Data-Driven Decision Making
- Trend Analysis
- Process Optimization
- Operational Efficiency
- Microsoft Office Suite
- MSP
- LPS
- Encompass
- AS400
- SharePoint
- LMS
- ResWare
Accomplishments
- Reduced foreclosure rates by 20% through strategic borrower engagement and risk assessment.
- Developed a loss mitigation escalation framework, improving turnaround time on critical accounts.
Timeline
Loss Mitigation Analyst
NewRez/Shellpoint Mortgage Servicing
03.2023 - Current
Loss Mitigation Team Lead
First United Bank
05.2022 - 03.2023
Loan Analyst
Kubota Tractor Corporation
01.2022 - 04.2022
Mortgage Closer
Focus Fulfillment
11.2020 - 12.2021
Post Closer
Solidifi Title
10.2019 - 10.2020
Loss Mitigation Analyst
U.S. Small Business Administration
09.2017 - 09.2018
Loss Mitigation Analyst
AmeriHome Mortgage
09.2016 - 09.2017
Loss Mitigation Team Lead
Citi Mortgage
07.2009 - 10.2015
High School -
Hickman Mills High School
Business Administration -
University of Phoenix