Atul Kumar
Chevy Chase,MD
Summary
- Passionate business executive with working experience of more than 15 years in State Bank of India (SBI), India's Largest Bank and a Fortune 500 company, having worked in multiple banking domains and broad experience in industry.
- Accomplished leader recognized for creating effective business strategies and financial excellence leading to strong bottom-line results.
- Accomplished Business Executive committed to driving growth as results-oriented, decisive leader. Spearheaded operational improvements to drive productivity and reduce costs.
- Strategic Business Executive with progressive career in sector. Build and lead high-performing teams while driving business profitability and revenue. Considered valuable asset to any organization.
- Hardworking employee with customer service, multitasking, and time management abilities. Devoted to giving every customer a positive and memorable experience.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Chief Representative
State Bank of India, SBI
Washington, DC
11.2021 - Current
- Maintaining deep engagements with Multilateral institutes, IMF, World Bank group and Government bodies. Streamlined information flow between corporate office and decentralized branches worldwide.
- Monitored changes in international laws, regulations, and policies that could affect operations of the organization.
- Organized visits by representatives of foreign companies to discuss joint venture possibilities.
- Attended conferences, seminars, and other events related to international trade.
- Supervised teams responsible for carrying out projects involving multiple countries simultaneously.
- Analyzed global markets to identify new opportunities for growth.
Chief Manager, Head International Banking Division
State Bank of India, SBI
Morbi, Gujarat
11.2020 - 11.2021
- Developed effective methods for tracking performance metrics across teams.
- Conducted regular meetings with department heads to review progress towards established targets.
- Spearheaded new initiatives for enhancing productivity, efficiency, and quality control measures within the organization.
- Implemented strategies to improve customer service, optimize workflow processes, and reduce costs.
- Regularly evaluated operations against industry best practices to identify areas for improvement or expansion opportunities.
Manager and Service Officer
State Bank of India, SBI
Ahmedabad, Gujarat
07.2019 - 11.2020
- Analyzed customer accounts, payment trends, and credit ratings to assess risk of default.
- Conducted regular reviews of existing customers' accounts to ensure compliance with agreed terms.
- Performed periodic audits on customer accounts in order to verify accuracy of information provided by applicants.
- Monitored customer account activity to identify any potential risks or issues.
- Responded promptly and professionally to inquiries from customers regarding their accounts.
- Followed banking requirements and government lending regulations.
Manager, International Banking Division
State Bank of India, SBI
Ahmedabad, Gujarat
04.2015 - 07.2019
- Provided advice to customers regarding international banking regulations, payment methods, export and import licensing and other relevant topics.
- Maintained up-to-date knowledge of current banking policies, procedures, regulations, and best practices.
- Performed due diligence reviews on potential clients prior to entering into a transaction.
- Monitored customer accounts to ensure compliance with established policies and procedures.
- Maintained up-to-date knowledge of industry trends, regulatory changes, and market conditions impacting global trade finance activities.
Branch Manager
State Bank of India, SBI
Porbandar, Gujarat
01.2015 - 04.2015
- Implemented internal control procedures to minimize risk exposure and maximize profitability.
- Managed staff scheduling, hiring and training processes.
- Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
- Resolved escalated customer complaints in a timely manner.
- Conducted regular performance reviews for all employees in the branch.
Branch Manager
State Bank of India, SBI
Porbandar, Gujarat
05.2009 - 01.2015
- Organized professional development programs for employees at all levels of the organization.
- Maintained up-to-date knowledge of industry trends, competitive landscape and regulatory environment.
- Ensured compliance with established policies, procedures and regulations governing banking operations.
- Coordinated promotional campaigns for new products or services in order to boost sales revenue.
- Performed regular audits of financial records in order to ensure accuracy.
Education
Bachelor of Science - Biotechnology
Dayanand Subhash National Post Graduate College
Unnao, Uttar Pradesh, India06-2008
High School Diploma -
St. Judes College
Unnao, Uttar Pradesh, India06-2005
Skills
- Team Management
- Customer Acquisition
- Corporate Communications
- Excellent Communication
- Relationship Building
- Business Development
Languages
English
Native/ Bilingual
Hindi
Native/ Bilingual
Gujarati
Professional
Accomplishments
- DOEACC 'O' and 'A' Level Certified
- Certified Information System Banker by IIBF
- Diploma in Information System Audit by IIBF
- Certified in Digital Banking by IIBF
Affiliations
- Working for more than 15 years with State Bank of India, India's Largest Bank and having experience in wide variety of banking sectors and domains.
Certification
- CAMS Specialist
Timeline
Chief Representative
State Bank of India, SBI
11.2021 - Current
Chief Manager, Head International Banking Division
State Bank of India, SBI
11.2020 - 11.2021
Manager and Service Officer
State Bank of India, SBI
07.2019 - 11.2020
Manager, International Banking Division
State Bank of India, SBI
04.2015 - 07.2019
Branch Manager
State Bank of India, SBI
01.2015 - 04.2015
Branch Manager
State Bank of India, SBI
05.2009 - 01.2015
Bachelor of Science - Biotechnology
Dayanand Subhash National Post Graduate College
High School Diploma -
St. Judes College
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