ANDREW VU
Fate,TX
Summary
Hardworking, highly motivated professional eager to lend combined knowledge and skills to enhance business performance. Operates well in both individual and team capacities, leveraging seasoned work ethic to quickly adapt to different processes and drive company objectives. Established Underwriter with over 4 years of experience in Commercial Lending. Excellent reputation for resolving problems and improving customer satisfaction.
Overview
11
11
years of professional experience
Work History
Senior Commercial Credit Analyst
Capital One Financial Corporation
01.2022 - Current
- Evaluate and analyze the risk factors associated with issuing commercial businesses with unsecured revolving lines and assess the financial stability, creditworthiness, and overall viability of potential clients.
- Analyze financial statements, balance sheets, income statements, and cash flow statements of businesses while understanding industry trends, market conditions and regulatory changes.
- Communicate with agents, clients, and operation teams to gather additional information or clarify details as well as explaining underwriting decisions and address any concerns or questions they may have.
- Document and maintain accurate and detailed records of underwriting decisions and client interactions.
Underwriter
EVO Payments, Inc
01.2021 - 12.2021
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Determined and documented loan conditions and communicated requirements and decisions.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
Finance Associate
PACCAR Financial Corp
12.2018 - 01.2021
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Conduct detailed analysis and insight of sales performance to identify trends and opportunities for new business.
- Provided support in budget preparation and contract development.
Accounting Associate
Praetorian Digital
04.2017 - 12.2018
- Analyze and formulate financial reports monthly, quarterly, and annually to present to Leadership.
- Reconciled account information and reported figures in general ledger by comparing to bank account statement each month.
- Coordinate with executives and management to develop and implement processes for better overall efficiency.
Tax Accountant / Software Developer
TriTech Software Development
06.2014 - 04.2017
- Conducted tax reviews and compilations to identify potential exposure areas and provided suggestions.
- Developed and monitored discrepancies and issues between our software and databases using SQL.
- Updated old code bases to modern development standards, improving functionality.
Education
Bachelor of Science - Economics, Finance
The University of Texas
Austin05.2014
Skills
- Financial Statements Expertise
- Verbal and Written Communication
- Commercial and Credit Loans
- Credit Risk Analysis
- Portfolio management
- Cash flow analysis
- Banking regulations
Timeline
Senior Commercial Credit Analyst
Capital One Financial Corporation
01.2022 - Current
Underwriter
EVO Payments, Inc
01.2021 - 12.2021
Finance Associate
PACCAR Financial Corp
12.2018 - 01.2021
Accounting Associate
Praetorian Digital
04.2017 - 12.2018
Tax Accountant / Software Developer
TriTech Software Development
06.2014 - 04.2017
Bachelor of Science - Economics, Finance
The University of Texas
Similar Profiles
Laura JenkinsLaura Jenkins
Business Risk Office Risk Advisor at Capital One Financial CorporationBusiness Risk Office Risk Advisor at Capital One Financial Corporation
Akshayraj KoreAkshayraj Kore
Senior Software Engineering Manager at Capital One Financial CorporationSenior Software Engineering Manager at Capital One Financial Corporation
Ryan SweeneyRyan Sweeney
Principal Investigator; Corporate Investigations at Capital One Financial CorporationPrincipal Investigator; Corporate Investigations at Capital One Financial Corporation