Austin Dupree
St Clair,MI
Summary
Astute and methodical Senior Mortgage Underwriter with significant background and intrinsic knowledge of the mortgage value chain including tri-merge credit, mortgage marketing, account management, mortgage underwriting, and capital markets. Proficient in reviewing extensive applications and supporting documentation. Has experience with agency guidelines and working with clients risk officers.
Overview
10
10
years of professional experience
Work History
Road Worker
PK Contracting
04.2023 - Current
- Demonstrated safe and proper operation of equipment and tools to prevent harm to team members.
- Worked with more knowledgeable professionals to grow understanding of principles and road maintenance standards.
- Worked with contractors and inspectors to meet project specifications and deadlines.
- Worked with foreman and inspectors to create effective and safe temporary traffic control schemes.
Senior Living Advisor
A Place For Mom
01.2023 - 04.2023
- Built relationships with customers and community to promote long term business growth
- Served customers with knowledge, friendly support at every stage of senior living search
- Contributed to team objectives in fast-paced environment
- Achieved or exceeded company-defined sales quotas.
- Developed and maintained strong working relationships with professionals within assigned territory.
- Attended monthly sales meetings and quarterly sales trainings.
Senior Underwriter
Loan Depot
10.2021 - 10.2022
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Verified integrity of applicants' information to minimize fraud.
- Maintained mortgage program compliance with federal agencies such as Fannie Mae and Freddie Mac.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Worked with special Loan Escalation team that took aged and difficult mortgage profiles that required special attention and effort to speed up their time to close.
Senior Underwriter
United Wholesale Mortgage
11.2020 - 10.2021
- Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
- Stayed in top 5% of company rankings at all time.
- Evaluated performance of less experienced underwriters and helped improve overall work quality by implementing improvement plans.
- Met 8-hour daily timeline consistently, turning around applications quickly.
- Provide mortgage brokers with one on one education for assistance with understanding and communicating qualification standards for industry guidelines to borrowers.
- Assist mortgage broker with mortgage closing process; including questions and potential closing table escalation issues.
Senior Loan Originator/Processor
AmeriSave Mortgage Corporation
10.2019 - 11.2020
- Prepared documents for customers, submitting and overseeing through each step of closing process
- Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency
- Worked with underwriters to fix application problems and resolve issues
- Reviewed loan files and updated to match current standards
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
Senior Mortgage Banker
Quicken Loans
09.2018 - 09.2019
- Assessed financial means and desires of each client in order to set up appropriate mortgage packages
- Educated customers on variety of loan products and available credit options to promote valuable decision-making
- Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan
- Worked with underwriters to fix application problems and resolve issues.
- Reviewed loan files and updated to match current standards.
- Participated in industry events and conferences to build relationships and gain market intelligence.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
Brick Paver/Masonry Worker
Allison Outdoor
04.2018 - 09.2018
- Assisted crew with gravel raking and shoveling.
- Worked with crew and foreman to complete quality job for customers and clients.
- Operated drills, paving breakers, and powered abrasive saws to cut or demolish bricks and concrete.
- Followed blueprints or drawings to lay blocks and bricks in correct arrangement.
- Repaired and replaced damaged bricks, blocks and pavers.
Warehouse Manager/Delivery Driver
Stark Enterprises
01.2018 - 03.2018
- Redesigned warehouse layout to accommodate new equipment, maximize space utilization, and optimize processes.
- Kept documentation and records accurate and up-to-date with latest data to prevent errors in processing or delivery.
- Cleaned and maintained warehouse in compliance with OSHA safety standards.
- Offered expertise in inventory management and current stock levels to internal teams and customers to facilitate accuracy and product availability.
- Loaded truck and properly secured items to prevent damage for deliveries.
Apprentice Carpenter
Foremost Mechanical
07.2017 - 12.2017
- Kept job site cleaned up properly and all debris disposed of in respective containers.
- Interpreted specifications and construction drawings to understand tasks necessary to complete each job.
- Cut materials according to specifications in preparation for installation.
- Gained valuable education in residential and commercial building codes.
- Completed installations of building structures, trim, flooring, and cabinetry.
Operator, Material Handler Team Leader
Antolin
08.2013 - 06.2017
- Established open and professional relationships with team members which helped resolve issues and conflicts quickly
- Conducted monthly inventories of materials on the work floor
- Packed items into appropriate containers for shipment
Skills
- DU/LP Guidelines
- Self Employment Underwriting Experience
- Empower Experience
- Client Financial Analysis
- Strong Collaboration Skills
- Lead Generating and Cultivation
- Financial Transactions Expertise
- Self-Motivated
- Partnered with appraisers/estimators to manage mortgage process
- Negotiate with customers and other mortgage carriers to resolve loans
Accomplishments
Completed Straight line persuasion sales seminar specializing in phone sales tonality.
Volunteer Work
Toys for Tots
Detroit Toys for Tots
Adopt-A-Family
United Wholesale Mortgage
Habitat for Humanity
Quicken Loans
Helping with events, holiday meals, and maintenance
Algonac Baptist Church
CERTIFICATES AND AWARDS
Mr. Clean Award - Closing over 90% of total mortgage loan profiles
Quicken Loans
Thumb Pointers – Excellence shown in client advocacy and accountability
United Wholesale Mortgage
We are the they – Excellence shown reaching 100% quality and servicing in client request
United Wholesale Mortgage
Leadership
UNITED WHOLESALE MORTGAGE
EMERGE Leadership program
6 week work sponsored leadership development course. Focused on understanding and instilling importance of company culture in leadership role. Discussed alternative leadership approaches and there pro’s and con’s. Challenged attendants with weekly leadership scenarios and charged us to work as a team to provide solutions on how best to resolve the scenarios.
Pod Captain
Assist leadership in outlining team Goals Assist team members in reaching team goals Act as liaison between team members and leadership
Underwriting excellence communicator
Hand selected by AVP to communicate with senior leadership the issues or feedback from underwriters within my region.
ANTOLIN
TEAM LEADER
Worked directly under supervisor as second in command assisting coworkers and supervisors in their daily duties, responsibilities, and actions.
Timeline
Road Worker
PK Contracting
04.2023 - Current
Senior Living Advisor
A Place For Mom
01.2023 - 04.2023
Senior Underwriter
Loan Depot
10.2021 - 10.2022
Senior Underwriter
United Wholesale Mortgage
11.2020 - 10.2021
Senior Loan Originator/Processor
AmeriSave Mortgage Corporation
10.2019 - 11.2020
Senior Mortgage Banker
Quicken Loans
09.2018 - 09.2019
Brick Paver/Masonry Worker
Allison Outdoor
04.2018 - 09.2018
Warehouse Manager/Delivery Driver
Stark Enterprises
01.2018 - 03.2018
Apprentice Carpenter
Foremost Mechanical
07.2017 - 12.2017
Operator, Material Handler Team Leader
Antolin
08.2013 - 06.2017
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