Talented Professional with over 15 years of mortgage financing experience. Strong statistical analysis, quoting, and negotiating skills. A highly motivated employee with a desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Transaction Specialist
Murphy Consulting Services
Baltimore, MD
04.2023 - 11.2023
Assist owners, management agents, lenders, and developers nationwide with certain application elements in connection with FHA loans, Transfers of Physical Assets (TPA), Change in Operator (CHOP), HAP Assignments, RAD conversions, RFP’s, Management Agent approvals
Provide HUD 2530 services for clients which include regulatory analysis, certification, registration, reporting, flag checks and approval tracking via the APPS system on behalf of Mortgagors, Management Agents, Facility Operators, Master Tenants, General Contractors, and their respective Controlling Participants in connection with any HUD approval transaction.
Commercial Loan Underwriter
Multiple Commercial Lending Agencies
04.2009 - 01.2023
Responsible for the underwriting of governmental Housing and Urban Development (HUD) Multifamily/Healthcare products
Conduct weekly calls with prospective borrowers to answer questions and give guidance necessary to assist them in the collection of required underwriting due diligence items
Responsible for the review potential borrowers credit worthiness/risk through analysis of income and profit and loss statements and perform background checks according to governmental regulations
Analyze property financial and physical information, order, track, and review third party reports as well as all other underwriting documentation required to assess risks and to determine whether the submission meets HUD and company guidelines
Prepare expansive Underwriting Narratives and work with all parties to resolve deal-related issues
Supervise analysts and loan processors, including their training and professional development
Conduct off-site property site inspections
Assist the Construction Loan Servicing Department in processing monthly draws and escrow releases and support the Closing Department with the assembly and review of Initial / Final Loan Closing Packages
Assist the Asset Management division in underwriting loan restructuring changes in ownership, operations, management, and minority organizational changes.
Education
Master of Business Administration -
Maryville University
Bachelor of Science in Business Administration -
Maryville University
Skills
Financial and Data Analysis
Databases
Problem-Solving
High Level of Accuracy
Microsoft Office Suite
Analyzing Data
Data Collection
Documentation Review
Data Interpretation
Credit Analysis
Risk Assessment
Client Relationship Building
Quality Assurance
Teamwork and Collaboration
Certification
U.S. Department of Housing and Urban Development (HUD) Approved MAP Underwriter
U.S. Department of Housing and Urban Development (HUD) Approved LEAN Underwriter