Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Blake Burns

Florence,AL

Summary

High-performing professional with integrity and leadership skills, leveraging knowledge and abilities to drive positive organizational impact. Adaptable to dynamic conditions and excels under extreme stress and tight deadlines.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Loan Review Officer

Bank Independent
Florence, AL
08.2022 - Current
  • Leading Loan Review function and Allowance for Credit Losses model in the Credit Risk Management Department.
  • Evaluating loan quality of the Bank's portfolio to ensure it complies with the Bank's lending policies, regulatory requirements, and sound banking practices.
  • Collaborates with VP of Credit Risk Management to provide recommendations for loan concentration sublimit ratios, as warranted by loan review activity.
  • Performs routine sampling of loan officer portfolios and discusses findings with officers and the VP of Credit Risk Management, as needed.
  • Identifying and analyzing potential risks in the loan portfolio, such as concentrations of credit risk, problem loans, and emerging trends that could affect the Bank's financial stability.
  • Assist in internal and external audits, as well as regulatory examinations, by providing necessary documentation and explanations regarding the loan portfolio.

Loan Portfolio Analyst

Bank Independent
Florence, AL
01.2021 - 08.2022
  • Assisted the Asset Quality Department in performing analysis and reporting for the consolidated loan portfolio.
  • Collected information and prepared reports on criticized and classified loans.
  • Assisted the Asset Quality Department with all monthly reporting for the Bank's Board of Directors and Executive Committee.
  • Worked with the Asset Quality Department to monitor portfolio diversification and its effect on concentration risk and loan loss reserves.

Credit Analyst III/Team Lead

Bank Independent
Florence, AL
03.2014 - 01.2021
  • Analyzed tax returns and financial statements provided by Sales Officers, and summarized information into a format that enables management of the bank to make sound credit decisions.
  • Performed annual reviews on vendors who are publicly traded. Reviewed 10-K reports for any negative trends or weaknesses developing within the organization.

Education

BBA - Finance

University of North Alabama
Florence, AL
12-2012

Skills

  • Financial Data Analysis
  • Loan Portfolio Analysis
  • Cash Flow Analysis
  • Risk Management and Monitoring
  • Microsoft Office

Certification

  • Graduate of Alabama Banking School - 2021

Timeline

Loan Review Officer

Bank Independent
08.2022 - Current

Loan Portfolio Analyst

Bank Independent
01.2021 - 08.2022

Credit Analyst III/Team Lead

Bank Independent
03.2014 - 01.2021

BBA - Finance

University of North Alabama

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Blake Burns