Blessed Geiger
Cumberland,MD
Summary
Results-driven Loan Officer with a knack for completing tasks efficiently and increasing productivity. Skilled in risk assessment, financial analysis, and regulatory compliance to ensure smooth loan processing. Excel at communication, problem-solving, and member service, using these abilities to navigate complex transactions successfully and build lasting relationships with members.
Overview
1
1
Certification
5
5
years of professional experience
Work History
MSR & Loan Officer
WEPCO Federal Credit Union
Cumberland, MD
06.2023 - Current
- Collaborate with loan committee members to finalize loan decisions.
- Answer member inquiries involving rates, products and loan application status to facilitate quality member service.
- Review credit histories, income statements, and other financial information of loan applicants.
- Approve or deny loan applications based on established guidelines.
- Work indirect loan applications, communicate and assist dealerships with reconfiguring deal structures to meet credit union guidelines... maximum finance amount, terms, loan-to-value, etc.
- Process member transactions efficiently and accurately.
- Receive and process member transactions, including deposits, withdrawals, loan payments and other banking services.
- Assist members with account inquiries and service requests.
- Promote credit union products and services to enhance member relationships.
- Handle member complaints with professionalism and care.
- Train new tellers on policies and member service standards.
- Maintain a cash drawer and balance daily transactions.
- Count currency, coins and checks received to prepare for deposit or shipment to Federal Reserve Bank.
- Identify transaction errors when debits and credits did not balance.
- Attend periodic training sessions related to consumer lending operations.
Auto Body Technician
Auto Cosmetics
Spring Grove, PA
12.2021 - 11.2022
- Maintained a clean and organized work environment to ensure safety standards.
- Communicated effectively with customers and dealerships regarding repair timelines and procedures.
- Replaced damaged body panels with new or recycled OEM parts.
- Sanded, refinished and painted body panels to improve appearance and overall value.
- Maintained records of all repairs performed on each vehicle.
- Assisted the shop manager in ordering supplies when needed.
- Applied masking tape to bumpers, windows, and trim to safeguard against overspray during painting.
Education
High school or equivalent -
Dover Area High School
Dover, PA06-2019
Skills
- Credit analysis
- Financial literacy
- Customer service
- Time management
- Effective communication
- Problem solving
- Attention to detail
- Team collaboration
- Financial services
- Loan origination
- Loan product promotion
- Documentation review
- Dealer communication
- Cash handling
- MS office guru
- Banking
- Transaction processing
- New teller training
- Stress tolerance
- Cash drawer balancing
- Transaction processing accuracy
- Fraud identification
- Parts ordering
- Repair documentation
- Paint application
- Spray gun operation
- Plastic repair
- Vehicle disassembly
- Body filler application
Certification
- Certified Notary Public
- Driver's License
Additional Information - Work Authorization
Authorized to work in the US for any employer
Timeline
MSR & Loan Officer
WEPCO Federal Credit Union
06.2023 - Current
Auto Body Technician
Auto Cosmetics
12.2021 - 11.2022
High school or equivalent -
Dover Area High School