Blessed Mwinde
Little Elm
Summary
Positive and analytical with keen eye for risk assessment and decision-making. Possesses in-depth understanding of market trends and financial data analysis, proficient in underwriting software and complex problem-solving. Committed to leveraging skills to drive sound financial decisions and contribute to organizational success.
Overview
2026
2026
years of professional experience
1
1
Certification
Work History
Sr Underwriter
HCSC
09.2023 - Current
- Evaluated insurance applications to determine risk exposure and underwriting guidelines compliance.
- Collaborated with cross-functional teams to streamline workflows and enhance underwriting efficiency.
- Led training sessions for junior underwriters, fostering development of best practices and industry knowledge.
- Analyzed complex cases to develop tailored solutions that met both client needs and organizational goals.
Risk and Compliance Analyst
TD Ameritrade Inc.
2021 - 2023
- Conducted risk assessments to identify compliance gaps and recommend corrective actions.
- Developed and maintained compliance documentation ensuring adherence to regulatory standards.
- Collaborated with internal teams to implement risk mitigation strategies across departments.
- Monitored industry regulations and trends to inform policy updates and training programs.
- Developed comprehensive risk assessments, contributing to proactive mitigation strategies.
- Leveraged data-driven insights to optimize the allocation of resources for maximum impact on risk mitigation efforts.
- Enhanced the efficiency of risk identification by implementing advanced analytics tools and techniques.
- Collaborated with cross-functional teams to ensure adherence to industry standards and regulations.
- Stayed abreast of regulatory changes, advising company leaders on potential impacts and recommended actions for continued compliance.
- Improved risk management frameworks through continuous review and modification of existing procedures.
- Informed financial decisions by analyzing financial information to forecast business, industry or economic conditions.
- Analyzed data on price, stability and other factors affecting investment programs to incorporate into investment decisions.
Due Diligence Underwriter
InterFirst Mortgage
08.2018 - 09.2021
- Analyzed risk factors to determine eligibility for insurance coverage.
- Evaluated applications and documentation for accuracy and completeness.
- Collaborated with agents to clarify client information and underwriting requirements.
- Developed guidelines to streamline approval processes, enhancing efficiency.
- Reviewed policy renewals for compliance with underwriting standards and regulations.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Made approval and denial recommendations by determining accurate risk levels.
- Developed strong relationships with brokers, leading to a higher volume of quality submissions and successful underwritings.
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
- Built strong relationships with lenders, brokers and clients for constructive communications.
- Assessed and advised on loan applications utilizing in-depth underwriting process understanding.
Education
Graduate Certificate -
Scrum Alliance
Dallas, TXBachelor of Arts - Project Management
University of Zimbabwe
Zimbabwe11.2017
Higher Diploma - Project Management
McMaine School of Computing
England11.2013
Skills
Risk assessment
Certification
Scrum master
Timeline
Sr Underwriter
HCSC
09.2023 - Current
Due Diligence Underwriter
InterFirst Mortgage
08.2018 - 09.2021
Risk and Compliance Analyst
TD Ameritrade Inc.
2021 - 2023
Graduate Certificate -
Scrum Alliance
Bachelor of Arts - Project Management
University of Zimbabwe
Higher Diploma - Project Management
McMaine School of Computing