Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
AssistantManager
BOBBIE CANNADY

BOBBIE CANNADY

Loan Processor / Notary Public
Charlotte,NC

Summary

Mortgage professional with over 19yrs of experience. A positive attitude seeking opportunity in the mortgage/real estate/financial industry. Looking to grow with a company, have excellent organizational skills and team player. Certified NC Notary Public.

Overview

18
18
years of professional experience
1
1
Certification

Work History

SR. REVERSE LOAN PROCESSOR

Broker Solutions
Tustin, CA
05.2019 - Current
  • Processed Reverse Mortgage loans both HECM refinances and purchases -Experience working directly with investors, Finance of America, TMAC dba Goodlife Home Loans, Longbridge, American Advisors Group -Experience using Reverse Vision and Encompass 360 -Handled redisclosures for CIC -Orders all services and follows up on appraisal and title orders -Follows FHA guidelines and Mortgagee Letters -Customer service with all internal customers including AMC’s, Loan Officers,
  • Title & Escrow -Ordered updated EOI and worked on conditions received from underwriter -Handles all aspects of loan (initial audit, review, conditions, closing, funding, purchased) -Works remotely from home office.

REVERSE LOAN PROCESSOR

Synergy One Lending
San Diego, CA
06.2015 - 11.2018
  • SYNERGY ONE LENDING -Processed Reverse Mortgage loans both HECM refinances and purchases -Experience using Reverse Vision and Encompass 360 -Handled redisclosures for CIC -Followed up on appraisal and title orders -Followed FHA guidelines and Mortgagee Letters -Customer service with all internal customers including AMC's, Loan Officers, Title & Escrow -Ordered updated EOI and worked on conditions received from underwriter -Worked remotely from home office

REVERSE LOAN PROCESSOR

LeaderOne Financial
Dallas, TX
06.2012 - 05.2015
  • Process reverse mortgage loans (FHA) -Provides excellent customer service to both internal/external partners -Direct communication with internal/external partners (HUD, AMCs, Title, Ins Agents)
  • Handled Closing/Funding/Purchasing Duties -experience using Reverse Vision and Encompass -Followed FHA guidelines and Mortgagee Letters -Was named "Employee of the Month" in December 2012 -Worked Remotely from Home Office

REVERSE LOAN PROCESSOR

Atlantic Bay Mortgage
Virginia Beach, VA
09.2011 - 04.2012
  • Process reverse mortgage loans (FHA) -Provided excellent customer service to both internal/external partners -Direct communication with internal/external partners (HUD, appraisers, title companies, insurance companies, loan officers) -Handles Closing Duties -Followed FHA guidelines -Work Remotely from Home Office

FHA DE UNDERWRITER LEVEL II

Wells Fargo Bank, N.A.
Fort Mill, SC
01.2011 - 09.2011
  • Maintain and monitor integrity to ensure full compliance with bank, agency and governmental regulations -Review full quality packages including appraisals, credit packages, assets, income and other related documentation -Utilize full understanding of current fraud detection techniques and lending guidelines -Determine approval and/or denial decisions based on file review -Complete second level review for junior underwriters -Pinpoint specific challenges facing the team to senior management and recommended appropriate developmental plans/coaching approaches

PROCESSOR IV/DE UNDERWRITER

Wells Fargo Bank, N.A.
Fort Mill, SC
08.2006 - 12.2010
  • Obtained RV authority (Junior Underwriter) to underwrite and process pipeline -Obtained DE Underwriting Authority in August '06 -Underwrote and processed complete pipeline from beginning to close -Demonstrated strong attention to detail to ensure all compliance goals were met -Achieved consistently high customer satisfaction scores of 90% and above -Maintained consistently low turn times and high pipeline rolls -Trained future processors -Processed/Underwrote for top producing loan officers -Exceed monthly goals for 12 consecutive months

FHA SENIOR PROCESSOR

Wells Fargo Bank, N.A.
Fort Mill, SC
06.2003 - 08.2006
  • Processed FHA Reverse mortgages for variety of regions -Facilitated and led weekly pipeline review conference calls with loan officers -Demonstrated strong attention to detail to ensure all compliance goals were met -Achieved consistently high customer satisfaction scores of 90% and above -Maintained consistently low turn times and high pipeline rolls -Trained future processors -Handled several projects for management

Education

KY Certificate - Continuing Education

ONCOURSE LEARNING
Online
06.2022

Notary Public I -

CENTRAL PIEDMONT COMMUNITY COLLEGE
Charlotte, NC
12.2018

SAFE Class -

CENTRAL PIEDMONT COMMUNITY COLLEGE
Charlotte, NC
2014

Diploma -

INDEPENDENCE HIGH SCHOOL
1998

Skills

  • Legal Documentation
  • Customer Service
  • Data Entry
  • Loan expertise
  • Loan processing knowledge

Accomplishments

Customer Service Awards 2007-2010

Employee of the Month Award 10/2010


Certification

KY Certificate (Continuing Education)

A Notary Public (NC)

Timeline

SR. REVERSE LOAN PROCESSOR

Broker Solutions
05.2019 - Current

REVERSE LOAN PROCESSOR

Synergy One Lending
06.2015 - 11.2018

REVERSE LOAN PROCESSOR

LeaderOne Financial
06.2012 - 05.2015

REVERSE LOAN PROCESSOR

Atlantic Bay Mortgage
09.2011 - 04.2012

FHA DE UNDERWRITER LEVEL II

Wells Fargo Bank, N.A.
01.2011 - 09.2011

PROCESSOR IV/DE UNDERWRITER

Wells Fargo Bank, N.A.
08.2006 - 12.2010

FHA SENIOR PROCESSOR

Wells Fargo Bank, N.A.
06.2003 - 08.2006

KY Certificate - Continuing Education

ONCOURSE LEARNING

Notary Public I -

CENTRAL PIEDMONT COMMUNITY COLLEGE

SAFE Class -

CENTRAL PIEDMONT COMMUNITY COLLEGE

Diploma -

INDEPENDENCE HIGH SCHOOL
BOBBIE CANNADYLoan Processor / Notary Public