Bobbilene Myers

Researched our IView system for existing documentation that is required for that particular renewal request.
· Prepared a checklist for each request, of what documentation will be needed/required to book the loan, whether it’s a renewal, extension or forbearance request. At this point we also engage outside counsel if the field has not already done so
· Complete all collateral and loan due diligence as far as loan documentation required based on the loan amount and type of collateral securing the loan
· Review attorney prepared draft documents to make sure they are accurate per the approval and Level 3

· Review all documentation received, including the signed attorney prepared documents, making sure they are in compliance with Regions Bank policies and procedures, as well as in compliance with all State and Federal regulations
· Booked loans through Business Connects, once everything has been received and reviewed/verified. This included running tickets/paying fees/paying GLs.
Once booked a work package is then put together
· Once booking is complete (which includes verifying the information on Level 3 is correct/completing maintenance requests if needed), the prepared package is then sent to our imaging department. Once imaged, the Document Review group reviews the package for accuracy.

Coaching, training and disciplining associates
· Monthly team meetings – to go over new/updated policies and procedures
· Provide/Work and review Reports – Exception, Indecomm, tax tracking
· Work to keep exceptions less than 90 days old
· Provide customer service to our internal “customers” (Workout Specialists, Workout Process Specialists, Team Leads and Management)
· Perform monthly Quality Control (QC) on an associate
· Provide monthly updates to our Workout Specialists, Team Leads and Managers
· QC Flood packages
· Move loans from ACLS to Level 3, process ZBL (Zero book balance) loans on Level 3
· Performance reviews – annually and periodically during the year
· Attend Workout Process Improvement committee meetings – working to improve our processes with our Workout teams
· Emergency Coordinator for our Department

Researched our IView system for existing documentation that is required for that particular renewal request.
· Prepared a checklist for each request, of what documentation will be needed/required to book the loan, whether it’s a renewal, extension or forbearance request. At this point we also engage outside counsel if the field has not already done so
· Complete all collateral and loan due diligence as far as loan documentation required based on the loan amount and type of collateral securing the loan
· Review attorney prepared draft documents to make sure they are accurate per the approval and Level 3
· Review all documentation received, including the signed attorney prepared documents, making sure they are in compliance with Regions Bank policies and procedures, as well as in compliance with all State and Federal regulations
· Booked loans through Business Connects, once everything has been received and reviewed/verified. This included running tickets/paying fees/paying GLs.
Once booked a work package is then put together
· Once booking is complete (which includes verifying the information on Level 3 is correct/completing maintenance requests if needed), the prepared package is then sent to our imaging department. Once imaged, the Document Review group reviews the package for accuracy.

Business Banking Document Review – Associate/Team Lead Regions Bank, Birmingham, Al
· Reviewed various types of Loans to ensure all documentation is in place- including compliance documents.
· Ensured that all loan documents being processed meet bank policy as well as state and federal regulations.
· Reviewed Consumer Line of Business and Business Banking Line of Business loans
· Team Lead – became Team Lead in 2009
· Trainer for all new associates

Worked the Paid in Full report for Commercial Loans. Emailed officer to confirm loan paid off, did the collateral need to be released. If it did, depending on the collateral, I would do the following, for real estate collateral, I would prepare Mortgage Satisfaction (releasing the lien on real estate) and send to appropriate State and County to be recorded. If vehicle, I would sign off on vehicle titles and send to customer. If UCC secured, I would prepare a UCC release form and send to appropriate State and County to be recorded.

I also did a lot of research, if we received a request for a release of lien, no matter the collateral, I would research to see if we in fact had this collateral for a loan at one time, prepare a release if so.

Dealt with First American loans, (AmSouth merged with First American Bank in TN)
· Assisted with all research requests from the field (requesting documentation from the loan file, Ie. Titles, notes, security agreements, and so forth)
· Assisted with Paid in full report for FAM loans, (sending titles to customer, sending mortgages to Mortgage Satisfaction Dept for release)