Bradley Fogel
Real estate finance professional with experience in commercial real estate lending, affordable multifamily asset management, credit analysis, and loan underwriting. Currently managing an approximately $1B affordable multifamily portfolio at KeyBank Real Estate Capital, with a background in evaluating borrower financials, monitoring credit quality, analyzing loan performance, and mitigating portfolio risk. Previously supported underwriting and due diligence for more than $430MM in debt financing at Arbor Realty Trust. Skilled at collaborating with clients, borrowers, credit teams, and internal stakeholders to evaluate transactions, support sound lending decisions, and protect financial and community investment objectives. Holds a BA in Finance & Management.
Work History
Asset Manager
3 Years 11 Months- Manage an approximately $1B affordable multifamily loan portfolio, identifying opportunities and resolving asset-level issues to maintain credit quality, protect bank interests, and maximize portfolio performance.
- Conduct comprehensive loan and financial analysis, preparing transaction write-ups that evaluate performance, financial strengths and weaknesses, and potential credit risks to support informed lending and portfolio decisions.
- Coordinate annual loan reviews, renewals, quarterly portfolio reviews, and asset quality reporting, ensuring timely evaluation of borrower and property performance.
- Monitor compliance with loan agreements, financial covenants, and approved credit requirements; identify potential deficiencies, manage outstanding requirements, and proactively address past-due items.
- Collaborate with Portfolio Services and internal credit partners on borrower reviews, property inspections, covenant compliance, and ongoing risk mitigation.
- Build and maintain relationships with clients, borrowers, prospects, and internal stakeholders by providing timely communication, sound financial judgment, and responsive support.
FHA Junior Underwriting Analyst
1 Year 6 Months- Supported underwriting and evaluation of more than $430MM in debt financing, reviewing borrower financial information, property-level financial exhibits, and market data to assess transaction quality and compliance with agency guidelines.
- Conducted borrower, management agent, and transaction principal due diligence, serving as a primary point of contact to collect and evaluate required financial and supporting documentation.
- Analyzed transaction information and financing structures to identify potential risks, support underwriting recommendations, and facilitate sound credit decisions.
- Partnered with senior underwriters and internal stakeholders to coordinate transaction processing, resolve outstanding diligence items, and ensure accurate and timely application submissions.
Education
Bachelor of Arts - Finance & Management
Relevant coursework includes Real Estate Investment, Financial Modeling, and Asset Management of Advanced Investments.
Skills
Personal Information
Title: Affordable Housing and Real Estate Professional