Brandi O'Donald
Fort Worth
Summary
- NMLS licensed mortgage professional with over 12 years of experience in optimizing the mortgage process to handle high production volumes. Expertise in problem-solving and building effective relationships within teams, alongside a strong track record of originating complex loans using sound judgment and critical thinking. Dedicated to collaborating with new home sales consultants to ensure a smooth purchasing experience for clients. Eager to leverage skills to enhance the promotion of Lennar Mortgage products within a dynamic team environment.
Overview
9
9
years of professional experience
Work History
Mortgage Finance Advisor
Pulte Mortgage
Coppell
05.2024 - Current
- Oversee production for five communities within DFW.
- Collected and verified financial information from applicants.
- Addressed and resolved applicant and borrower queries throughout the loan cycle.
- Set up debt payment plans based on client credit, income and assets.
- Visit at least two communities per week, and help train new sales consultants on the value of using PMC.
- Weekly backlog with the builder to review all loans in the pipeline and the status of the loan. Address risks and possible solutions for approval.
- Streamline and help maximize volume by providing exceptional customer service.
- Identified opportunities for cross selling additional services or products.
- Established effective working relationships with team members within the organization.
Vice President of Mortgage Lending
OriginPoint Mortgage
Dallas
02.2021 - 05.2024
- Helped clients fill out loan applications and find ideal loan options.
- Negotiated terms of loans with borrowers or their representatives while adhering to company policies and procedures.
- Developed and implemented strategies to meet monthly loan targets.
- Prepared and reviewed loan agreements to ensure accuracy and completeness.
- Developed and maintained relationships with local real estate agents.
- Originated loans and assisted senior-level credit officers with complex loan applications.
- Approved or denied loan applications and explained reasoning behind decisions.
- Established and nurtured relationships with real estate agents and other industry professionals.
- Stayed abreast of lending regulations, industry trends and market rates.
Loan Consultant
LoanDepot
Dallas
01.2016 - 01.2021
- 100% referral-based top producer. Averaging $25-40 million in production.
- Ever seeking and developing relationships for new business opportunities. Staying top of mind is key.
- Worked with a team to help market, host events, and teach both seasoned home buyers and first-time home buyers.
- Learned to calculate self-employment income, W-2 income, and read assets to properly determine what items are needed and which should be addressed.
- Deepen personal relationships with real estate agents and builder sales representatives through weekly backlog calls, and strengthen my problem-solving capabilities.
- For 5 years in a row, I originated over 100 loans per year and had a 100% customer satisfaction rating.
Education
NMLS # 1052829
01-2013
Skills
- Mortgage loan origination and processing
- Assess credit and risk analysis for approval
- Oversee a high-volume pipeline, and report weekly with both the builder and mortgage team
- Loan Program Education and Compliance
- Excellent customer service
- Adept at guiding clients from start to finish
- Help educate homebuyers and ensure a smooth process
- Deadline Management
- Streamline the process to ensure maximum volume
- Relationship building and management
- Educate partners on the value of in-house lending
- Develop and deepen relationships with existing partnerships, and help foster new relationships
Accomplishments
- 100% customer satisfaction rating 5 years in a row
- Top producer for past 10 years
- Strong leadership and training skills
- Experienced in team building and mentoring team-mates
- Recognized in D Magazine and Fort Worth & Dallas Top Producers
Timeline
Mortgage Finance Advisor
Pulte Mortgage
05.2024 - Current
Vice President of Mortgage Lending
OriginPoint Mortgage
02.2021 - 05.2024
Loan Consultant
LoanDepot
01.2016 - 01.2021
NMLS # 1052829
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