Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

PETER KARAFFA

5 Mist Hill Drive, New Milford

Summary

Seasoned mortgage industry professional with over 28 years of experience in residential lending, loan origination, and branch management. Expertise in developing client relationships, managing loan pipelines, and delivering results in both retail and distributed lending environments. Qualified in conventional, FHA, and brokered mortgage loan products in a correspondent and wholesale environment.

Overview

29
29
years of professional experience
1
1
Certification

Work History

Mortgage Advisor, Dist. Retail

Better Mortgage Corporation
New York, NY
11.2025 - Current

Small Business Owner

Self Employed
New Milford, CT
01.2022 - 11.2025

Loan Originator

Cardinal Financial Company, LP
Melville, NY
01.2020 - 01.2022

Loan Officer

JTM Financial Services, Inc.
Bethel, CT
07.2019 - 12.2019

Mortgage Loan Originator

East Shore Mortgage Services, LLC
Branford, CT
07.2018 - 06.2019

Producing Branch Manager

Advisors Mortgage Group, LLC
Ocean, NJ
01.2017 - 07.2018

Loan Officer

Nationwide Equities Corporation
Brookfield, CT
06.2016 - 01.2017

Loan Officer

Evolve Bank & Trust
Danbury, CT
09.2012 - 06.2016

VP of Mortgage Lending

Guaranteed Rate, Inc.
Brookfield, CT
05.2011 - 09.2012

Loan Officer

Mortgage Master
Washington Depot, CT
04.2009 - 05.2011

Branch Manager

Benchmark Mortgage
Brookfield, CT
04.2008 - 04.2009

Loan Officer

Northstar Mortgage
Danbury, CT
01.2003 - 04.2008

Loan Officer

Sunset Mortgage
Naples, FL
12.2001 - 01.2003

Loan Officer

SunTrust Mortgage
Naples, FL
05.2001 - 12.2001

Loan Officer

Fairbank Mortgage
Waterbury, CT
01.1997 - 05.2001

Education

Bachelor of Science - Finance/Economics

Clarkson University
Potsdam, NY

Skills

  • Residential Loan Origination
  • Branch Management & Leadership
  • Mortgage Advisory Services
  • Client Relationship Management
  • Pipeline & Loan Processing
  • Regulatory Compliance (NMLS)
  • Underwriting expertise
  • Real estate market awareness

Certification

  • NMLS Licensed — All positions held are NMLS-related financial services roles
  • Evolve Bank & Trust: NMLS ID 509256 (Terminated: 6/13/2016)

Timeline

Mortgage Advisor, Dist. Retail

Better Mortgage Corporation
11.2025 - Current

Small Business Owner

Self Employed
01.2022 - 11.2025

Loan Originator

Cardinal Financial Company, LP
01.2020 - 01.2022

Loan Officer

JTM Financial Services, Inc.
07.2019 - 12.2019

Mortgage Loan Originator

East Shore Mortgage Services, LLC
07.2018 - 06.2019

Producing Branch Manager

Advisors Mortgage Group, LLC
01.2017 - 07.2018

Loan Officer

Nationwide Equities Corporation
06.2016 - 01.2017

Loan Officer

Evolve Bank & Trust
09.2012 - 06.2016

VP of Mortgage Lending

Guaranteed Rate, Inc.
05.2011 - 09.2012

Loan Officer

Mortgage Master
04.2009 - 05.2011

Branch Manager

Benchmark Mortgage
04.2008 - 04.2009

Loan Officer

Northstar Mortgage
01.2003 - 04.2008

Loan Officer

Sunset Mortgage
12.2001 - 01.2003

Loan Officer

SunTrust Mortgage
05.2001 - 12.2001

Loan Officer

Fairbank Mortgage
01.1997 - 05.2001

Bachelor of Science - Finance/Economics

Clarkson University