Maria Karla Carrillo Garcia Bango
Lead Mortgage Processor/Financial Analyst
Miami,Florida
Summary
Results-driven finance professional with a BBA and MBA in Finance, offering 5+ years of experience as a Senior Loan Processor and Financial Analyst. Expertise in managing residential, commercial, and construction loans, financial analysis, and regulatory compliance. Proven ability to drive growth, innovation, and leadership within the mortgage industry, aiming to contribute to the success of a forward-thinking organization.
Skills
Expert in processing complex residential, commercial, and new construction loans, ensuring accuracy and alignment with industry standards Skilled in analyzing financial statements, credit reports, and appraisals to assess loan risk and ensure compliance Strong finance background with expertise in financial markets, risk management, and business strategy Advanced user of Encompass, Calyx Point, Loan Vision, and financial modeling tools to optimize workflows Experienced in loan origination, document collection, underwriting, and managing loan closings, meeting all industry requirements Fluent in English and Spanish, skilled in communicating with diverse clients and stakeholders
undefinedOverview
12
12
years of professional experience
6
6
years of post-secondary education
2
2
Languages
Work History
Lead Mortgage Processor
Paramount Residential Mortgage Group Inc. (PRMG Inc.)
11.2020 - Current
- Successfully processed and closed 1,000+ residential, commercial, and new construction loans totaling $100+ million, overseeing the entire lifecycle from application to closing while ensuring 100% compliance with regulatory requirements and industry standards.
- Led a team of processors, collaborating with appraisers, title companies, loan officers, and underwriters to achieve a 95% loan approval rate within deadlines, reduce processing times, and ensure complete, compliant loan files.
- Conducted independent financial analysis of applicants’ income documentation, credit reports, and tax returns, accelerating approval timelines by 25% and maintaining a focus on compliance using Encompass.
- Implemented process improvements that boosted loan processing efficiency by 20%, maintained a 100% audit pass rate for six months, and ensured compliance with regulatory standards, driving team performance and customer satisfaction.
- Cultivated strong relationships with clients and external partners, enhancing communication and trust, leading to a 30% increase in repeat business and referrals.
Financial Analyst Consultant
Double Ace Cargo Inc
05.2018 - 11.2020
- Led independent audits to assess financial integrity and identify growth opportunities, resulting in enhanced decision-making processes across the enterprise.
- Conducted in-depth cost breakdowns for quarterly budget evaluations, enabling a 12% reduction in operational expenses by leveraging data visualization tools and stakeholder consultations.
- Compiled financial reports and analytics to submit for quarterly
reviews, achieving a 15% improvement in budget forecasting accuracy through advanced financial modeling and strategic
recommendations.
Financial Business Analyst
Tresart
07.2016 - 02.2020
- Executed budgeting oversight by monitoring gallery finances and ensuring financial efficiency in the management of $1M funds, employing advanced Excel analytics.
- Conducted comprehensive risk management assessments bi-monthly, mitigating financial exposure by 30% through strategic data analysis and implementation of robust control measures.
- Forecasted financial performance for Tresart's art collections, integrating market trend analysis and historical sales data, which resulted in a 25% increase in portfolio value growth over two fiscal quarters.
Financial Business Analyst
Arevalo Gallery
12.2014 - 07.2016
- Led marketing campaigns, PR events, and exhibitions, boosting brand awareness, achieving a 50% sell-rate, and increasing revenue by 75% through cross-functional collaboration and data-driven strategies.
Accounting Assistant
TRAX
08.2013 - 12.2014
- Processed bi-monthly payroll for 100+ employees, assisted with financial statements, and reconciled 50+ bank accounts, improving accuracy and timeliness using QuickBooks and Excel.
Education
Master of Business Administration (M.B.A.) - Finance Specialization, Business Administration
Florida International University
01.2017 - 01.2019
Bachelor of Business Administration (BBA) - Finance, General
Universitat de les Illes Balears
01.2009 - 01.2013
Timeline
Lead Mortgage Processor
Paramount Residential Mortgage Group Inc. (PRMG Inc.)
11.2020 - Current
Financial Analyst Consultant
Double Ace Cargo Inc
05.2018 - 11.2020
Master of Business Administration (M.B.A.) - Finance Specialization, Business Administration
Florida International University
01.2017 - 01.2019
Financial Business Analyst
Tresart
07.2016 - 02.2020
Financial Business Analyst
Arevalo Gallery
12.2014 - 07.2016
Accounting Assistant
TRAX
08.2013 - 12.2014
Bachelor of Business Administration (BBA) - Finance, General
Universitat de les Illes Balears
01.2009 - 01.2013
Similar Profiles
Camille AbrahamCamille Abraham
Customer Service /Appraisal Administrator at Paramount Residential Mortgage Group Inc. (PRMG InCustomer Service /Appraisal Administrator at Paramount Residential Mortgage Group Inc. (PRMG In
Brandie GrigsbyBrandie Grigsby
Sr. Account Manager Renovation Department at Equity Prime MortgageSr. Account Manager Renovation Department at Equity Prime Mortgage
Corey HarmonCorey Harmon
Level 3 Helpdesk Agent at Paramount Residential Mortgage Group - PRMGLevel 3 Helpdesk Agent at Paramount Residential Mortgage Group - PRMG