Brandon Kyle Hensley
Lincolnton
Summary
Proficient in assessing risks, completing evaluations of loan projects and managing exposures with a flexible and thorough approach. Excelled as a team leader.Proud member of my community, church, and school booster.
Overview
21
21
years of professional experience
4
4
years of post-secondary education
Work History
Portfolio Manager, VP Business Banking
United Bank
Hickory
05.2020 - Current
- Review tax returns, financial statements,Lexis Nexis, and APD reports.
- Develop creditor memoranda for all deals under $1MM to support informed lending decisions.
- Manage covenant construction to ensure compliance with legal requirements and mitigate risk.
- Prepare cash flow analyses using financial statements, Lexis Nexis reports, and CRM software to inform portfolio strategies.
- Train new portfolio managers
- United Bank purchased Carolina Trust when small business lending was created
Branch Manager
Carolina Trust Bank
Vale
07.2013 - 05.2020
- Developed and implemented strategic plans that improved customer service initiatives and overall branch satisfaction.
- Managed staff performance through coaching, training, and feedback sessions, enhancing service quality across two retail locations.
- Led daily branch operations to ensure compliance with banking regulations and policies.
- Fostered relationships with local businesses, promoting community engagement and increasing awareness of banking services.
Branch Manager
Springleaf Financial Services
Charlotte
01.2006 - 07.2013
- Met stringent lending goals to eventually take leadership in the Lincolnton market
- Strong collector, consistently below stringent company delinquency standards.
- Began as a financial rep completing a 2 year training program in the Charlotte market
Agent
American Insurance Services
Lincolnton
08.2005 - 01.2006
- Focused on delivering tailored automotive and homeowner coverage solutions.
- Consulted with business owners on purchase, partnership buyout, and sale processes to ensure informed decisions.
- Established outbound solicitation initiative, successfully attracting potential clients and expanding market reach.
Education
Bachelor of Science - Business Management
Appalachian State University
Boone, North Carolina 08.2001 - 05.2005
High School - Class of 2000
Lincolnton High School
Lincolnton, North CarolinaSkills
- Proven team leader
- Former president of West Lincoln Chamber Group
- Cash flow analysis
- Covenant management
- Risk mitigation
- Financial analysis
- Lincoln County Chamber of Commerce Leadership Lincoln class of 2006
- Regular volunteer with Lincoln County Schools and Hessed House of Hope
Hobbies and Interests
Active Member in local church, Lead of men’s group study., Volunteer at Hessed House of Hope, the homeless shelter for Lincoln County., Work with the Crouse NC community closet., Assist with management of In the Zone Bicycle racing team, a nationally ranked team in USABMX., Camping, Fishing, Cycling
Timeline
Portfolio Manager, VP Business Banking
United Bank
05.2020 - Current
Branch Manager
Carolina Trust Bank
07.2013 - 05.2020
Branch Manager
Springleaf Financial Services
01.2006 - 07.2013
Agent
American Insurance Services
08.2005 - 01.2006
Bachelor of Science - Business Management
Appalachian State University
08.2001 - 05.2005
High School - Class of 2000
Lincolnton High School