BRENDAN J. SMITH

• Review loan files and updated to match current standards and guidelines on a conforming an nonconforming level
• Originate mortgage loan applications nationally in all 50 states primarily in retail branch environment virtually or on the phone.
• Obtain copies of applicants' credit histories and review paperwork to determine feasibility of granting loans.

Consumer Direct Home Lending Advisor specializing in Home Equity, First Mortgage, Cash-Out and Superstreamline loan programs in a high volume call center.

• Ranked as high as #2 on Chase's annual scorecard.
• Recommended loan approvals and denials based on customer loan application reviews.
• Maintained strict confidentiality of bank records and client information.
• Promoted after one year to Chase's top lead source, only originating high value purchase loan transactions.
• As of 2020 was asked to pilot a new team that focused on community purchase lending, focusing on FHA and government products.

• Coordinate funding and closings with title and other vendors.
•  Pragmatically facilitate problem fixes.
• Ensure satisfaction of all loan conditions before disbursement.

• Licensed to sell P&C insurance and take applications in a call center environment.
• Top 5 call center rep in sales and closing percentage every month on the floor.

• Licensed Loan Originator in ten states.
• Originated refinance loans in call center environment.
• National top performer second month after passing the SAFE exam.

• Promoted to BMW New Vehicle Client Advisor after leading Toyota franchise as top Toyota Team Leader, out-performing three other teams in total sales.
• Achieved Gold and Silver level sales awards in second and third months, respectively, as a client advisor.
• Ranked in top five out of 35 sales people in average sales per month.
• Achieved top 6 ranking in sales for Van Tuyl Automotive Industries Midwest region covering all new car brands 4 out of 6 months as a sales rep before being promoted into management.