Experienced Recovery Specialist with a strong background in debt collection and account management. Skilled in managing inbound and outbound calls, account analysis, negotiating payment plans, and resolving delinquent accounts with a focus on minimizing charge-offs and repossessions. Proficient in handling accounts with varying stages of delinquency, from early-stage follow-ups to initiating repossession procedures. Adept at identifying the root causes of delinquency and collaborating directly with clients and borrowers to develop tailored solutions. Demonstrates a keen attention to detail, effective communication, and a commitment to ensuring compliance with industry regulations.