Summary
Overview
Work History
Education
Skills
Timeline
Generic

BRITTANY WEST

Detroit,MI

Summary

Dynamic Mortgage Underwriter at United Wholesale Mortgage with expertise in loan analysis and risk assessment. Proven track record of enhancing team collaboration and ensuring regulatory compliance. Adept at effective communication and problem-solving, consistently delivering high-quality results in fast-paced environments. Committed to excellence in customer service and documentation management.

Overview

11
11
years of professional experience

Work History

Mortgage Underwriter

United Wholesale Mortgage
Pontiac, MI
12.2024 - Current
  • Reviewed loan applications for completeness and compliance with underwriting guidelines.
  • Analyzed borrower credit histories to assess risk and eligibility for mortgage products.
  • Communicated with loan officers to clarify documentation and resolve issues promptly.
  • Utilized underwriting software to evaluate financial information and make informed decisions.
  • Collaborated with team members to ensure efficient processing of mortgage applications.
  • Issued clear written conditions for approval of mortgage loans.
  • Analyzed applicant assets and credit history to determine willingness and capacity to repay proposed mortgage obligation.

Administrative Assistant

Foundation Systems Of Michigan
Rochester Hills, MI
02.2022 - 12.2024
  • Report, track, and monitor progress and improvements routinely to Operational Leaders as it relates to overall branch needs.
  • Proactively serves as a liaison between customers and internal personnel to ensure adequate responses and customer satisfaction.
  • Collects accurate and complete data for documentation of all customer and internal interactions.
  • Work closely with Project Manager and Superintendents to support job costing, scheduling, and permitting.
  • Receives and responds to customer requests via letters, emails, telephone calls, and in-person interactions.
  • Prints and assembles permit packages.
  • Ensure timely rendering of permit fees and permit applications are up to date (changes).
  • Coordinates assigned activities with other divisions and outside agencies as well as small businesses, residents, and other parties involved in the project.
  • Maintains up to date and detailed scheduling requirements for all divisions. • Performs all other office duties related to the scheduling process.

Purchase Agreement Reviewer

Rocket Mortgage
Detroit, MI
01.2020 - 09.2022

• Properly identify seller(s) and buyer(s) also ensuring that all government regulatory documents are attached accordingly.

• Identification of residential properties, including legal description, and title reference.

• Confirm that earnest money deposits are received, and verify who will hold the deposits. Identify and track recurring operational problems, and participate in resolution.

• Demonstrate ability to complete multiple tasks independently.

• Meets or exceeds performance quality standards established through performance monitoring programs.

• Utilize superior telephone technique, customer service etiquette, and customer recovery skills to meet the individual needs of each customers.

Recording Audit

Amrock (Quicken Loans)
Detroit, MI
01.2019 - 01.2020
  • Verify that documents have been properly drafted in accordance to each state specific jurisdiction.
  • Record deed, liens, plats, real estate documents, marriage and death certificates pertaining to clients mortgage.
  • Compile data, statistics and supplementary information to maintain research activities.
  • Appointed to close high priority orders prior to closing and distribution dates are met.
  • Maintain manual and automated filing systems.

Disbursement Resolutions

Amrock (Quicken Loans)
Detroit, MI
01.2018 - 01.2019
  • Speak with municipal county tax collectors and escrow sectors.
  • Provide verbal and written communication to resolve conflicts.
  • Client facing to ensure excellent customer service experience.
  • Contributed innovative ideas and solutions to enhance team performance and outcomes.

Appraisal Relations

Title Source (Amrock)
Detroit, MI
01.2015 - 01.2018
  • Liaison between Appraisers and lenders.
  • Resolved and prioritized all vendor related issues.
  • Responsible for entering completion time from vendors into appropriate orders.
  • Schedule and verify appointments for team leaders and members.
  • Read and analyzed incoming memos, submissions, and reports to determine their significance and plan their distribution

Education

Applied Science

Wayne County Community College
Detroit, MI

Bachelor of Arts -

University of Michigan, Dearborn
Dearborn, MI

Skills

  • Loan analysis
  • Risk assessment
  • Underwriting guidelines
  • Regulatory compliance
  • Credit evaluation
  • Customer service
  • Documentation management
  • Team collaboration
  • Data entry
  • Attention to detail
  • Effective communication
  • Problem solving
  • LTV calculations
  • Debt-to-income ratios
  • FNMA guidelines
  • Data management
  • Organizational skills

Timeline

Mortgage Underwriter

United Wholesale Mortgage
12.2024 - Current

Administrative Assistant

Foundation Systems Of Michigan
02.2022 - 12.2024

Purchase Agreement Reviewer

Rocket Mortgage
01.2020 - 09.2022

Recording Audit

Amrock (Quicken Loans)
01.2019 - 01.2020

Disbursement Resolutions

Amrock (Quicken Loans)
01.2018 - 01.2019

Appraisal Relations

Title Source (Amrock)
01.2015 - 01.2018

Applied Science

Wayne County Community College

Bachelor of Arts -

University of Michigan, Dearborn
BRITTANY WEST
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