Dana Potter
Roscoe,IL
Summary
Disciplined Mortgage Underwriter pays attention to details by analyzing risks and potential problems within mortgage applications. Team player collaborates well with other underwriters, originators and processors to produce quality results. Acts with fair and ethical behavior and complies with federal regulations and Fair Housing Act requirements.
Seasoned Mortgage Underwriter with comprehensive knowledge in loan origination, risk assessment, and financial analysis. Known for keen attention to policy compliance and underwriting guidelines while ensuring timely processing of applications. Demonstrated strengths include analytical problem-solving skills, decisive judgement, and solid communication abilities. Notable contributions include streamlining processes for efficiency in previous roles.
Overview
13
13
years of professional experience
1981
1981
years of post-secondary education
Work History
SF Mortgage Underwriter III
Midland States Bank
Rockford, Illinois
11.2012 - 12.2025
- Reviewed loan applications for completeness and compliance with regulations.
- Analyzed credit reports to assess borrower creditworthiness and risk levels.
- Collaborated with loan officers to clarify documentation requirements and resolve issues.
- Evaluated property appraisals to ensure accurate valuation and underwriting standards.
- Managed workflows by prioritizing loan files for efficient processing and decision-making.
- Maintained up-to-date knowledge of mortgage guidelines and industry trends for compliance.
- Issued clear written conditions for approval of mortgage loans.
- Resolved document mistakes and discrepancies and identified signs of fraudulent activity.
- Verified employment history and income of applicants.
- Analyzed financial documents such as tax returns, bank statements, pay stubs, and credit reports to determine borrower's ability to repay the loan.
- Assessed risk levels associated with each loan application based on established criteria.
- Requested additional information for applications and documents when necessary.
- Determined whether or not to approve or deny a loan application in accordance with company guidelines.
Education
Sterling High School
Sterling, ILSkills
- Loan analysis
- Risk assessment
- Credit evaluation
- Compliance review
- Mortgage knowledge
- Regulatory adherence
Timeline
SF Mortgage Underwriter III
Midland States Bank
11.2012 - 12.2025
Sterling High School