
Accomplished Director with extensive experience in administering rural business programs. Known for effective leadership and strong communication skills, contributing to a significant reduction in delinquency rates and successful loan servicing outcomes.
Supervised three Loan & Grant Specialists and two Technicians to Administer rural business programs while being directly involved in processing direct and guaranteed loans.
Conducted outreach and facilitated the processing of guaranteed loan requests for the state with Loan Specialists.
Completed Quarterly Past Due Reports as required and maintained a delinquency rate well below the national average.
Completed repurchases of Assignments held by Secondary Market holders in conjunction with servicing actions and problem loans.
Service guaranteed and direct loans including routine and non-routine servicing actions including loan modifications (payment deferrals, partial releases. reamortizations and rescheduling).
Worked with lenders to liquidate failed loans and assisted them to navigate the process of preparing and implementing a liquidation plan and filing a Report of Loss for guaranteed loans.
Processed new guaranteed loan request and serviced existing loans as assigned to me while administering five Rural Business Cooperative-Service loan and grant programs.
Reviewed a variety of business loan requests and recommended approval or disapproval of requests for up to $500,000 within the small business underwriting unit for the bank which also included offices of Central Carolina Bank.
Served as City Executive for three branches of the bank over the tenure of my employment and supervised office staff at each location. Managed branch operations including loan and deposit functions and successfully increased volume in each location while Office Manager
Community bank's sole commercial lending officer in a development market. Supervised six branch office staff while calling on commercial loan customers in a competitive environment.
Processed a variety of loan request for housing and farm loan programs. Served as collector for past due accounts and performed routing servicing actions as assigned.
North Carolina School of Banking
Virginia School of Bank Management
Moody's analytics - Financial Analysis