Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Bruce Pleasant

Prospect Hill,NC

Summary

Accomplished Director with extensive experience in administering rural business programs. Known for effective leadership and strong communication skills, contributing to a significant reduction in delinquency rates and successful loan servicing outcomes.

Overview

39
39
years of professional experience
1
1
Certification

Work History

Director, Business Programs

USDA Rural Development
Raleigh, NC
12.2009 - 03.2025

Supervised three Loan & Grant Specialists and two Technicians to Administer rural business programs while being directly involved in processing direct and guaranteed loans.

Conducted outreach and facilitated the processing of guaranteed loan requests for the state with Loan Specialists.

Completed Quarterly Past Due Reports as required and maintained a delinquency rate well below the national average.

Completed repurchases of Assignments held by Secondary Market holders in conjunction with servicing actions and problem loans.

Service guaranteed and direct loans including routine and non-routine servicing actions including loan modifications (payment deferrals, partial releases. reamortizations and rescheduling).

Worked with lenders to liquidate failed loans and assisted them to navigate the process of preparing and implementing a liquidation plan and filing a Report of Loss for guaranteed loans.

Business Loan Specialist

USDA Rural Development
Raleigh, NC
04.2003 - 12.2009

Processed new guaranteed loan request and serviced existing loans as assigned to me while administering five Rural Business Cooperative-Service loan and grant programs.

Small Business Underwriter

National Bank of Commerce
Durham, NC
01.2003 - 03.2003

Reviewed a variety of business loan requests and recommended approval or disapproval of requests for up to $500,000 within the small business underwriting unit for the bank which also included offices of Central Carolina Bank.

Branch Manager/Vice President

Peoples National Bank
Danville, VA; Chatham, VA; Burlington, NC
06.1996 - 07.2002

Served as City Executive for three branches of the bank over the tenure of my employment and supervised office staff at each location. Managed branch operations including loan and deposit functions and successfully increased volume in each location while Office Manager

City Executive

FirstSouth Bank
Mebane, NC
05.1995 - 06.1996

Community bank's sole commercial lending officer in a development market. Supervised six branch office staff while calling on commercial loan customers in a competitive environment.

Assistant County Supervisor

USDA Farmers Home Administration
Hillsborough, NC
09.1986 - 05.1995

Processed a variety of loan request for housing and farm loan programs. Served as collector for past due accounts and performed routing servicing actions as assigned.

Education

Master of Science - Business

Averett University
Danville, VA
06-1994

Bachelor of Science - Agricultural Education

North Carolina State University
Raleigh, NC
05-1986

Skills

  • Relationship building
  • Strategic planning
  • Verbal and written communication
  • Decision-making

Certification

North Carolina School of Banking

Virginia School of Bank Management

Moody's analytics - Financial Analysis

Timeline

Director, Business Programs

USDA Rural Development
12.2009 - 03.2025

Business Loan Specialist

USDA Rural Development
04.2003 - 12.2009

Small Business Underwriter

National Bank of Commerce
01.2003 - 03.2003

Branch Manager/Vice President

Peoples National Bank
06.1996 - 07.2002

City Executive

FirstSouth Bank
05.1995 - 06.1996

Assistant County Supervisor

USDA Farmers Home Administration
09.1986 - 05.1995

Master of Science - Business

Averett University

Bachelor of Science - Agricultural Education

North Carolina State University