Hailey Packer
Mortgage Loan Originator
Orem,UT
Summary
Organized Mortgage Loan Officer with 10years of experience in Residential and Commercial Lending. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations.
Overview
6
6
years of professional experience
Work History
Mortgage Loan Originator, NMLS 928716
Great American Lending LLC
Vineyard, UT
07.2020 - 02.2022
- Interviewed applicants to assess loan requirements before suggesting offers.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Monitored pipelines to track and log status of loans.
SBA 504 Loan Assistant
Mountain West Small Business Finance
Orem, Utah
07.2017 - 11.2018
- Worked with Loan Officer to create application profile in system and review key information at various stages within process.
- Assembled important paperwork and disclosures for borrower.
- Monitored key dates to obtain information by deadlines.
- Memorized the SBA 504 loan guidelines and parameters.
- Ordered information such as credit reports, environmental assessments and property appraisals.
Mortgage Loan Processor NMLS 928716
Great American Lending LLC
Orem, UT
05.2013 - 05.2016
- Handled any conditions sent from underwriting departments.
- Prepared file for final clear-to-close by branch management.
- Oversaw file input in mortgage software and grant-specific software.
- Communicated with originator and applicant concerning progress of loan file.
- Set up and completed loan submission packages.
- Reviewed financial statements and contacted institutions and customers to clarify details.
Education
Utah Mortgage License, NMLS 928716
Mortgage Educators
Orem, Utah07.2013
High School Diploma -
Bonneville High School
Ogden, Utah06.2007
Skills
- Applicant Qualification
- Income Evaluation
- Credit History Review
- In-Person and Telephone Interviewing
- Credit File Updating
- Loan File Review
Timeline
Mortgage Loan Originator, NMLS 928716
Great American Lending LLC
07.2020 - 02.2022
SBA 504 Loan Assistant
Mountain West Small Business Finance
07.2017 - 11.2018
Mortgage Loan Processor NMLS 928716
Great American Lending LLC
05.2013 - 05.2016
Utah Mortgage License, NMLS 928716
Mortgage Educators
High School Diploma -
Bonneville High School
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