Carlile Breland III
Jacksonville,United States
Summary
Senior Risk & Governance professional with 10+ years of experience in financial services, specializing in enterprise risk reporting, issue management, and control oversight across multiple business lines. Proven ability to develop executive-level dashboards, monitor KRIs, and drive visibility into overdue and at-risk issues. Adept at identifying root causes, enhancing control environments, and partnering with stakeholders to strengthen risk mitigation strategies. Experienced in delivering actionable insights to senior leadership to support regulatory compliance and business decision-making.
Overview
8
8
years of professional experience
Work History
Sr. Governance & Controls Analyst
TD Bank
United States
06.2024 - Current
- Lead enterprise-wide risk reporting across Wealth, TDAF, CCUL, RESL, Retail Distribution, and CDPP
- Build and maintain executive dashboards tracking KRIs, overdue issues, and self-identified issues (SIIs)
- Monitor issue lifecycle (open, overdue, at-risk, remediation) across multiple portfolios
- Identify root cause trends and provide actionable insights to reduce recurring issues
- Deliver monthly risk reporting packages to senior leadership and governance committees
- Partner with stakeholders to drive issue remediation and control improvements
Sr. Associate: Compliance Control Testing & Risk Controls
Deutsche Bank
Jacksonville, FL
12.2022 - 06.2024
- Lead risk-based compliance testing reviews across Americas business lines
- Developed testing frameworks aligned with FDIC, OCC, SEC, FINRA, and FRB regulations
- Delivered risk insights and reporting to senior stakeholders on control effectiveness
- Partnered globally across US, UK, Germany, and Japan to ensure consistent control standards
- Improved compliance outcomes by 30% and reduced issues through control enhancements
Sr. Associate - Business Line Risk Quality Control
Ally Financial Inc.
Jacksonville, FL
07.2021 - 12.2022
- Managed and tracked 50+ compliance issues, driving a 30% reduction in violations
- Conducted control testing (TOD/TOE) with 95% accuracy across regulatory frameworks
- Performed root cause analysis to strengthen risk frameworks and improve control effectiveness
- Coached team members, improving testing efficiency by 20%
- Led cross-functional teams to streamline project workflows and enhance operational efficiency.
Financial Crimes Governance Risk Analyst II
Truist Bank
Atlanta, GA
09.2019 - 07.2022
- Monitored and reported risk and control metrics across enterprise products
- Conducted gap assessments and improved compliance adherence by 30%
- Supported risk quantification and reporting, enhancing decision-making accuracy
- Streamlined KYC/BSA processes, improving efficiency by 30%
- Identified potential risks to develop mitigation plans and minimize impact on project timelines.
Relationship Coordinator
JPMorgan Chase
Jacksonville, FL
01.2018 - 12.2018
- Defined clear and customer-friendly repayment terms for 500+ consumers, leading to a 20% decrease in default rates and improved customer satisfaction.
- Approved mortgage loans worth $10 million by meticulously examining 100+ applications and supporting documentation, ensuring a 98% accuracy rate in loan assessments.
- Analyzed the financial status, credit, and property evaluations of 200+ applicants, consistently making rational risk-based decisions that aligned with underwriting and investor guidelines, contributing to a 90% approval rate.
- Spearheaded the implementation of streamlined processing determinations, reducing processing time by 30%, which improved efficiency and increased productivity in loan underwriting.
Education
Master of Science - Business Administration And Management
Louisiana State University At Shreveport
Shreveport, LA05-2027
Bachelor of Science - Business Administration And Management
Florida State College At Jacksonville
Jacksonville, FL04-2019
Skills
- Regulatory Risk Reporting
- Compliance Management
- Key Risk Indicators (KRIs)
- Risk Reporting & Dashboards
- Root Cause Analysis
- Anti-Money Laundering (AML)
- Change Management Strategies
- Governance & Controls (GRC)
- Data Visualization & Reporting
- Issue Management Lifecycle
- Control Testing
- Risk Identification
Timeline
Sr. Governance & Controls Analyst
TD Bank
06.2024 - Current
Sr. Associate: Compliance Control Testing & Risk Controls
Deutsche Bank
12.2022 - 06.2024
Sr. Associate - Business Line Risk Quality Control
Ally Financial Inc.
07.2021 - 12.2022
Financial Crimes Governance Risk Analyst II
Truist Bank
09.2019 - 07.2022
Relationship Coordinator
JPMorgan Chase
01.2018 - 12.2018
Bachelor of Science - Business Administration And Management
Florida State College At Jacksonville
Master of Science - Business Administration And Management
Louisiana State University At Shreveport