CARLOS CHAVIRA
San Antonio,TX
Summary
Goal-driven Agency Owner offering 15 years of experience generating business, acquiring customers and meeting demanding sales objectives. Knowledgeable about personal lines, commercial products and financial services. Proven track record in loan negotiation as a mortgage broker, adept at aligning client needs with optimal loan products. Committed to delivering exceptional value and minimizing client
Overview
12
12
years of professional experience
1
1
Certification
Work History
Agency Owner
Farmers Insurance Agency
04.2014 - Current
- Managed daily operations of the agency including budgeting, staffing, and scheduling meetings.
- Monitored market conditions to ensure that existing policies remain competitively priced.
- Developed and implemented comprehensive insurance plans for clients according to their individual needs.
- Advised customers on the best ways to minimize risks associated with their assets.
Mortgage Broker
Pacific Wholesale
06.2021 - 06.2025
- Performed regular follow-ups on loan applications in order to meet deadlines.
- Provided guidance on the selection of loan products best suited for clients' needs.
- Negotiated terms and conditions of mortgages with lenders.
- Maintained knowledge of various types of loan programs such as FHA, VA, Conventional, Jumbo.
Education
Associate of Applied Science - Business Administration And Management
San Antonio College
San Antonio, TX05-2000
Skills
- Client relationship management
- Insurance underwriting
- Loan negotiation
- Client acquisition
- Value proposition development
- Operations management
Certification
- Texas General Lines License # 1661681
- NMLS # 2107132
- FINRA CRD # 8153215 - SIE
Languages
Spanish
Native or Bilingual
References
References available upon request.
Timeline
Mortgage Broker
Pacific Wholesale
06.2021 - 06.2025
Agency Owner
Farmers Insurance Agency
04.2014 - Current
Associate of Applied Science - Business Administration And Management
San Antonio College