Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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Carrie L. Camire

Carrie L. Camire

Torrington

Summary

Experienced in effectively managing underwriting teams across diverse regions, bringing strong analytical and decision-making skills to ensure compliance and maintain high quality in underwriting processes. Proven track record of fostering team collaboration and consistently achieving exceptional results in risk management. Expertise lies in risk assessment and policy evaluation, with a strong focus on aligning with business goals and adapting to changing market demands. Known for reliability, creating a results-driven environment that drives success.

Overview

22
22
years of professional experience

Work History

Regional Underwriting Manager

Bay Equity, LLC
05.2019 - Current
  • Coordination and Management of a team of Underwriters in achieving corporate goals, fostering a collaborative work environment.
  • Coordination of Loan Pipeline and managing turn-times for loan approvals.
  • Direct Endorsed FHA, USDA & VA Underwriter-CHUMS# FQ70, VA SAR 020570
  • Conventional Underwriter
  • Facilitated knowledge sharing among team members, fostering a culture of continued learning and professional growth within the department.
  • Conducted regular performance evaluations for team members, providing constructive feedback for improvement.
  • Mentored junior colleagues in their career development journey offering guidance on navigating the industry landscape.
  • Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.

Vice President, Senior Underwriter/Underwriting Manager

Village Mortgage Company
12.2012 - 05.2019
  • Coordination and Management of Underwriting Department
  • Direct Endorsed FHA, USDA & VA Underwriter-CHUMS# FQ70, VA SAR 020570
  • Conventional Underwriter

Direct Endorsed FHA Underwriter

Village Mortgage Company
10.2011 - 12.2012
  • Underwriting FHA Mortgages
  • Underwriting Conventional Mortgages
  • Clearing Underwriting Conditions

Operations Manager

Village Mortgage Company
01.2010 - 10.2011
  • Coordination and Management of Operations Staff

Closing/Post Closing Manager

Village Mortgage Company
06.2006 - 12.2009
  • Coordination of Closings & Funding Closings
  • Loan Delivery/Final Documents
  • Transferring Loans to Servicing System

Processing Manager

Village Mortgage Company
10.2002 - 06.2006
  • Coordination of Processing Department
  • Mortgage Processing, Disclosures, Obtaining Borrower Documents
  • Ordering Verifications for Loan Files

Education

High School Diploma -

The Gilbert School
Winsted, CT

Skills

  • Over 20 years in the mortgage industry with knowledge of all facets of the loan phase from start to finish
  • Underwriting Standards for Conventional, FHA, VA, USDA programs and State Specific DPA products
  • Over 12 years of Encompass experience
  • Financial Credit Analysis
  • Effective Team Collaboration
  • Teamwork and collaboration
  • Problem-solving
  • Time management
  • Attention to detail
  • Excellent communication

Accomplishments

  • Supervised team of up to12 staff members
  • NMLS Licensed
  • VA SAR/LAPP
  • FHA DE Underwriter

Timeline

Regional Underwriting Manager

Bay Equity, LLC
05.2019 - Current

Vice President, Senior Underwriter/Underwriting Manager

Village Mortgage Company
12.2012 - 05.2019

Direct Endorsed FHA Underwriter

Village Mortgage Company
10.2011 - 12.2012

Operations Manager

Village Mortgage Company
01.2010 - 10.2011

Closing/Post Closing Manager

Village Mortgage Company
06.2006 - 12.2009

Processing Manager

Village Mortgage Company
10.2002 - 06.2006

High School Diploma -

The Gilbert School
Carrie L. Camire